BauerFinancial, Inc. has been analyzing and reporting on the financial condition of the nation’s banking industry since 1983. With our help, countless depositors successfully navigated their way through the savings and loan crisis of the ’80s when others lost billions of dollars in uninsured deposits. Through the years BauerFinancial has earned the reputation of “the nation’s bank rating service”. Hundreds of newspapers depend on our ratings for their readers and federal and state regulators refer thousands of inquirers to us each year.

How do we do it? Each bank and credit union is required to file a detailed financial report with federal regulators four times a year. BauerFinancial obtains this data in its raw form from the government. The quarterly data is subjected to a thorough analysis and is compared with historical data for consistency. Upon completion of the analysis, a star-rating is assigned based on a scale of zero to five stars with five stars being the strongest.

 BauerFinancial is the source for unbiased, independent bank and credit union star-ratings. No institution pays for its rating, nor can they elude it. But that’s not all we do. BauerFinancial is also your source for the nation’s highest CD and Jumbo CD rates offered by some of the strongest banks in the country. Consumer CD rates can be found at www.cdratewatch.com while institutional investors should visit www.jumboratenews.com. Buy a CD at the banks listed or use the rates as a bargaining tool where you already bank. Like the star-ratings, the CD rates listed on these pages are available completely free of charge.

For those looking for more information on:

Star-Ratings and/or Financial Data:BauerFinancial has a number of reports available to suit your specific needs.

If you are a bank or credit union, click here:
http://www.bauerfinancial.com/reports4institutions.html

If you are an individual, corporation or non-profit, click here: http://www.bauerfinancial.com/reports4everyone.html

CD Rates:

Institutional Investors, click here:
http://www.bauerfinancial.com/btc_topjumbocdrates.asp

Consumers, click here:
http://www.bauerfinancial.com/btc_cdratewatch.asp