What is a Star Rating? How Safe is My Bank? CD RateWatch Criteria All Media: Permission to reprint with attribution to: BauerFinancial, Inc., Coral Gables, Florida

Top Consumer CD Rates from the Nation's Strongest Banks  (Rates are surveyed each Wednesday. These rates were surveyed on 5/7/2008.) Rates are subject to change without notice.  Please contact institution before investing. BauerFinancial does not accept advertising. No bank pays for its rating or to list its rates.   Click Here for New FDIC Insurance Coverage Information

Money Market/Savings Accounts

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Corus Bank NA	Chicago, IL		800-555-5710	$10,000.00	4.000%
Imperial Capital Bank	La Jolla, CA		800-927-2442	$100,000.00	3.650%
California First NB	Irvine, CA		800-735-2465	$5,000.00	3.600%
OneUnited Bank	Boston, MA		617-457-4400	$1,000.00	3.600%
Bank of Internet USA	San Diego, CA		888-546-2634	$1.00	3.460%

 

90 Day CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Nexity Bank	Birmingham, AL		877-738-6391	$1,000.00	3.550%
GMAC Bank	Midvale, UT		866-246-2265	$500.00	3.500%
Transportation Alliance Bank	Ogden, UT		800-837-4136	$1,000.00	3.250%
New South FSB/umbrellabank.com	Irondale, AL		800-366-3030	$1,000.00	3.250%
Imperial Capital Bank	La Jolla, CA		800-927-2442	$2,000.00	3.200%

 

180 Day CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Corus Bank NA	Chicago, IL		800-555-5710	$10,000.00	3.750%
Ascencia, a division of PBI Bk	Louisville, KY		877-369-2265	$500.00	3.660%
Nexity Bank	Birmingham, AL		877-738-6391	$1,000.00	3.650%
GMAC Bank	Midvale, UT		866-246-2265	$500.00	3.600%
Geauga Savings Bank	Newbury, OH		800-472-6250	$1,000.00	3.500%

 

1 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
GMAC Bank	Midvale, UT		866-246-2265	$500.00	4.100%
Ascencia, a division of PBI Bk	Louisville, KY		877-369-2265	$500.00	3.950%
Corus Bank NA	Chicago, IL		800-555-5710	$10,000.00	3.760%
Geauga Savings Bank	Newbury, OH		800-472-6250	$1,000.00	3.750%
Advanta Bank Corp	Draper, UT		800-788-2632	$10,000.00	3.600%

 

18 Month CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
GMAC Bank	Midvale, UT		866-246-2265	$500.00	3.750%
Geauga Savings Bank	Newbury, OH		800-472-6250	$1,000.00	3.750%
Advanta Bank Corp	Draper, UT		800-788-2632	$10,000.00	3.660%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	3.610%
Element Fin'l(Irwin Union Bk)	Columbus, IN		877-294-7946	$100,000.00	3.600%
Stonebridge Bank	West Chester, PA		800-807-1666	$500.00	3.600%
MetLifeBank	Bridgewater, NJ		866-226-5638	$25,000.00	3.600%

 

2 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Flushing SB/iGObanking.com	Flushing, NY		888-432-5890	$500.00	4.000%
Ascencia, a division of PBI Bk	Louisville, KY		877-369-2265	$500.00	3.870%
GMAC Bank	Midvale, UT		866-246-2265	$500.00	3.850%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	3.820%
MetLifeBank	Bridgewater, NJ		866-226-5638	$25,000.00	3.800%

 

30 Month CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
KeyBank, NA	Cleveland, OH		800-872-5553	$50,000.00	4.020%
Capital One N.A.	McLean, VA		800-539-8681	$5,000.00	4.000%
Ascencia, a division of PBI Bk	Louisville, KY		877-369-2265	$500.00	3.970%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	3.820%
First National Bank of Omaha	Omaha, NE		877-932-3626	$500.00	3.750%

 

3 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
GMAC Bank	Midvale, UT		866-246-2265	$500.00	4.100%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	4.020%
KeyBank, NA	Cleveland, OH		800-872-5553	$50,000.00	4.010%
Raymond James Bank FSB	St. Petersburg, FL		877-874-2265	$1,000.00	4.000%
Capital One N.A.	McLean, VA		800-539-8681	$5,000.00	4.000%

 

4 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Capital One N.A.	McLean, VA		800-539-8681	$5,000.00	4.500%
GMAC Bank	Midvale, UT		866-246-2265	$500.00	4.350%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	4.340%
KeyBank, NA	Cleveland, OH		800-872-5553	$50,000.00	4.270%
M&T Bank NA	Oakfield, NY		800-528-6532	$5,000.00	4.170%

 

5 Year CDs

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
KeyBank, NA	Cleveland, OH		800-872-5553	$50,000.00	4.760%
Capital One N.A.	McLean, VA		800-539-8681	$5,000.00	4.750%
Discover Bank	Greenwood, DE		800-347-7000	$2,500.00	4.600%
Raymond James Bank FSB	St. Petersburg, FL		877-874-2265	$1,000.00	4.400%
M&T Bank NA	Oakfield, NY		800-528-6532	$5,000.00	4.370%

 

Long Term CDs (6-10 Year)

Institution	City, State	Stars	Phone	Min	APY	MORE INFO
Capital One N.A.	McLean, VA		800-539-8681	$5,000.00	5.250%
KeyBank, NA	Cleveland, OH		800-872-5553	$50,000.00	5.050%
M&T Bank NA	Oakfield, NY		800-528-6532	$5,000.00	4.560%
Third Federal Savings and Loan	Cleveland, OH		800-844-7333	$500.00	4.500%
Intervest NB	New York, NY		212-218-8383	$2,500.00	4.150%