CD RATEWATCH
You are here: Home >> CD Rates >> CD Ratewatch

 

What is a Star Rating?
How Strong is My Bank?
CD RateWatch Criteria

All Media: Permission to reprint with attribution to:
BauerFinancial, Inc., Coral Gables, Florida



Top Consumer CD Rates from the Nation's Strongest Banks
 (Annual Percentage Yields are surveyed each Wednesday. These APYs were surveyed on Wednesday 7/20/2016.)
Rates are subject to change without notice.  Please contact institution before investing.
BauerFinancial does not accept advertising. No bank pays for its rating or to list its rates.
 
Click Here for New FDIC Insurance Coverage Information




Money Market/Savings Accounts

Institution City, State Stars Phone Min APY MORE INFO
Flushing Bank/igobanking.com   Uniondale, NY    (888) 432-5890  $25,000.00  1.100%
GS Bank   Salt Lake City, UT    (855) 730-7283  $1.00  1.050%
Synchrony Bank   Draper, UT    (866) 226-5638  $5,000.00  1.050%
Radius Bank   Boston, MA    (800) 242-0272  $2,500.00  1.010%
California First NB   Irvine, CA    (800) 735-2465  $50,000.00  1.000%
Northeast Bank/ablebanking.com   Lewiston, ME    (888) 426-2253  $1,000.00  1.000%
Barclays Bank Delaware   Wilmington, DE    (888) 710-8756  $1.00  1.000%
Capital One NA   Mc Lean, VA    (800) 464-3473  $10,000.00  1.000%

 

90 Day CDs

Institution City, State Stars Phone Min APY MORE INFO
Beal Bank SSB   Plano, TX    (800) 404-4494  $1,000.00  0.790%
EverBank   Jacksonville, FL    (888) 882-3837  $1,500.00  0.630%
BofI Federal Bank   San Diego, CA    (877) 541-2634  $1,000.00  0.550%
California First NB   Irvine, CA    (800) 735-2465  $5,000.00  0.550%
First Internet Bank IN   Indianapolis, IN    (888) 873-3424  $1,000.00  0.500%

 

180 Day CDs

Institution City, State Stars Phone Min APY MORE INFO
AloStar Bank of Commerce   Birmingham, AL    (877) 738-6391  $1,000.00  1.010%
California First NB   Irvine, CA    (800) 735-2465  $5,000.00  1.000%
Live Oak Banking Company   Wilmington, NC    (866) 518-0286  $75,000.00  1.000%
BAC Florida Bank   Coral Gables, FL    (305) 789-7000  $100,000.00  0.900%
Colorado Federal Savings Bank   Greenwood Village, CO    (877) 484-2372  $5,000.00  0.900%
First Internet Bank IN   Indianapolis, IN    (888) 873-3424  $1,000.00  0.900%

 

1 Year CDs

Institution City, State Stars Phone Min APY MORE INFO
E-Loan/Banco Popular North Ame   New York, NY    (888) 533-5333  $10,000.00  1.260%
Live Oak Banking Company   Wilmington, NC    (866) 518-0286  $75,000.00  1.250%
Nexbank SSB   Dallas, TX    (800) 827-4818  $10,000.00  1.250%
Barclays Bank Delaware   Wilmington, DE    (888) 710-8756  $1.00  1.250%
Colorado Federal Savings Bank   Greenwood Village, CO    (877) 484-2372  $5,000.00  1.250%
Flushing Bank/igobanking.com   Uniondale, NY    (888) 432-5890  $1,000.00  1.250%
Sallie Mae Bank   Salt Lake City, UT    (877) 346-2756  $1.00  1.250%
Synchrony Bank   Draper, UT    (866) 226-5638  $2,000.00  1.250%

 

18 Month CDs

Institution City, State Stars Phone Min APY MORE INFO
First Internet Bank IN   Indianapolis, IN    (888) 873-3424  $1,000.00  1.360%
E-Loan/Banco Popular North Ame   New York, NY    (888) 533-5333  $10,000.00  1.350%
Live Oak Banking Company   Wilmington, NC    (866) 518-0286  $75,000.00  1.350%
Nexbank SSB   Dallas, TX    (800) 827-4818  $10,000.00  1.350%
AloStar Bank of Commerce   Birmingham, AL    (877) 738-6391  $1,000.00  1.300%
BAC Florida Bank   Coral Gables, FL    (305) 789-7000  $100,000.00  1.300%
Barclays Bank Delaware   Wilmington, DE    (888) 710-8756  $1.00  1.300%
Colorado Federal Savings Bank   Greenwood Village, CO    (877) 484-2372  $5,000.00  1.300%

 

2 Year CDs

Institution City, State Stars Phone Min APY MORE INFO
E-Loan/Banco Popular North Ame   New York, NY    (888) 533-5333  $10,000.00  1.500%
Silvergate Bank   La Jolla, CA    (800) 353-6436  $25,000.00  1.470%
BAC Florida Bank   Coral Gables, FL    (305) 789-7000  $100,000.00  1.450%
Live Oak Banking Company   Wilmington, NC    (866) 518-0286  $75,000.00  1.450%
Nexbank SSB   Dallas, TX    (800) 827-4818  $10,000.00  1.450%
Barclays Bank Delaware   Wilmington, DE    (888) 710-8756  $1.00  1.450%
Colorado Federal Savings Bank   Greenwood Village, CO    (877) 484-2372  $5,000.00  1.450%
Synchrony Bank   Draper, UT    (866) 226-5638  $2,000.00  1.450%

 

30 Month CDs

Institution City, State Stars Phone Min APY MORE INFO
Discover Bank   Greenwood, DE    (800) 347-7000  $25,000.00  1.350%
Academy Bank N.A.   Colorado Springs, CO    (877) 712-2265  $500.00  1.200%
EverBank   Jacksonville, FL    (888) 882-3837  $1,500.00  1.150%
Texas Cap Bk NA/Bankdirect.Com   Dallas, TX    (877) 839-2737  $10,000.00  1.150%
TriumphCommunityBank/TBK   Dallas, TX    (563) 344-3935  $500.00  1.100%
Capital One NA   Mc Lean, VA    (800) 464-3473  $1.00  1.100%
North American Savings Bank FS   Grandview, MO    (800) 677-6272  $1,000.00  1.100%

 

3 Year CDs

Institution City, State Stars Phone Min APY MORE INFO
Silvergate Bank   La Jolla, CA    (800) 353-6436  $25,000.00  1.660%
Colorado Federal Savings Bank   Greenwood Village, CO    (877) 484-2372  $5,000.00  1.600%
Radius Bank   Boston, MA    (800) 242-0272  $500.00  1.600%
Sallie Mae Bank   Salt Lake City, UT    (877) 346-2756  $1.00  1.600%
BAC Florida Bank   Coral Gables, FL    (305) 789-7000  $100,000.00  1.550%
E-Loan/Banco Popular North Ame   New York, NY    (888) 533-5333  $10,000.00  1.550%
Live Oak Banking Company   Wilmington, NC    (866) 518-0286  $75,000.00  1.550%
Barclays Bank Delaware   Wilmington, DE    (888) 710-8756  $1.00  1.550%

 

4 Year CDs

Institution City, State Stars Phone Min APY MORE INFO
Nationwide Bank   Columbus, OH    (877) 422-6569  $100,000.00  1.810%
VirtualBank   Miami, FL    (877) 998-2265  $10,000.00  1.780%
Discover Bank   Greenwood, DE    (800) 347-7000  $25,000.00  1.760%
E-Loan/Banco Popular North Ame   New York, NY    (888) 533-5333  $10,000.00  1.750%
Live Oak Banking Company   Wilmington, NC    (866) 518-0286  $75,000.00  1.750%

 

5 Year CDs

Institution City, State Stars Phone Min APY MORE INFO
Synchrony Bank   Draper, UT    (866) 226-5638  $25,000.00  2.050%
E-Loan/Banco Popular North Ame   New York, NY    (888) 533-5333  $10,000.00  2.000%
KS StateBank   Manhattan, KS    (800) 588-6805  $100,000.00  2.000%
Live Oak Banking Company   Wilmington, NC    (866) 518-0286  $75,000.00  2.000%
Colorado Federal Savings Bank   Greenwood Village, CO    (877) 484-2372  $5,000.00  2.000%
Home Savings Bank   Salt Lake City, UT    (800) 587-0811  $5,000.00  2.000%

 

Long Term CDs (6-10 Year)

Institution City, State Stars Phone Min APY MORE INFO
  Discover Bank  Greenwood, DE       (800) 347-7000   $25,000.00   2.300% 
  MidFirst Bank  Oklahoma City, OK       (888) 643-3477   $1,000.00   2.000% 
  Third Federal Savings and Loan  Cleveland, OH       (800) 844-7333   $500.00   2.000% 
  Celtic Bank  Salt Lake City, UT       (877) 415-5348   $1,000.00   1.920% 
  GS Bank  Salt Lake City, UT       (855) 730-7283   $500.00   1.850% 



Home | Banks and Credit Unions | Consumers and Corporations | Lookup Star Ratings | Bank Star Ratings | Credit Union Star Ratings | CD Rates | Products | Links | FAQ | Sitemap | About Us | Privacy Policy | Contact Us | Refer a Friend | Press


BauerFinancial, Inc.
P.O. Box 143520, Coral Gables, FL 33114
800.388.6686     FAX: 800.230.9569  Email:  customerservice@bauerfinancial.com

Ratings are independent. No institution has ever paid us to rate it, nor can any institution choose not to be rated.

Bank and Credit Union data compiled from financial data for the period noted, as reported to federal regulators. The financial data obtained from these sources is consistently reliable, although; the accuracy and completeness of the data cannot be guaranteed by BauerFinancial, Inc.. BauerFinancial relies upon this data in its judgment and in rendering its opinion (e.g. determination of star ratings) as well as supplying the data fields incorporated herein. BauerFinancial, Inc. is not a financial advisor; it is an independent bank research firm. BauerFinancial is a registered trademark. Any unauthorized use of its content, logos, name, and/or Star-ratings is forbidden.

Copyright © 2016 BauerFinancial, Inc.