U.S. Banks, CUs Spent the Last Decade Beefing Up

U.S. Banks, CUs Spent the Last Decade Beefing Up

U.S. Banks & Credit Unions Spent the Last Decade Beefing Up… and it’s a Good Thing

Coral Gables, Florida, July 10, 2020: BAUERFINANCIAL, Inc. is pleased to announce that the nation’s banks and credit unions, after spending the better part of the last decade beefing up, are in about the best shape we could hope for as we face the coming months and the full impact of the pandemic. A rapid decline in economic conditions has already stressed many industries. Our financial institutions can and will use their strength to help meet the financial and credit needs of their customers/members and their communities.

Federally-insured banks and credit unions are by no means immune to the stressors of other industries. In fact, as we’ve often said, when the community does well, so do community banks and the same applies to credit unions and their members. This time, unfortunately, we are looking at the opposite scenario. Unemployment is putting upward pressure on delinquencies and profitability will ultimately be challenged. That’s why it’s important to have a financial institution that has a proven history of safe lending. It will be in a better position to help you and your neighbors, if and when the need arises.

All new ratings, based on March 31, 2020 financial data, on all U.S. banks and credit unions are now available—free of charge—at (no need to leave home). Star-ratings are assigned on a scale of zero to five-stars with five-stars being the strongest and reflect the overall financial strength of the institution.

Bauer suggests you look for banks or credit unions rated either 5-Stars or 4-Stars as these are all recommended by Bauer. That gives you a great deal of leeway since over 90% of banks and over 80% of credit unions have currently earned these ratings.

To find out the rating of your bank or credit union, simply visit Look up as many ratings as you like. Free really does mean Free. While you’re there, check out our CD rate pages to get the best CD rates in the country and read all about the current status of the banking industry, all from the comfort of your home.

It’s Simple. It’s Smart. And it’s Free on our website:

BAUERFINANCIAL: providing the public with the knowledge they need to make informed decisions regarding their banking relationships since 1983.

BAUERFINANCIAL, Inc. is the nation’s leading independent bank and credit union rating firm, since 1983.



Members of the press may request a free spreadsheet of all the bank and/or credit union star ratings in their state, along with financial highlights, by emailing