Personal Savings Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 10-14-2025

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
Newtek Bank N.A.FL3½-Stars$14.350%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$2,5004.250%MORE
Poppy BankCA5-Stars$1,0004.250%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1004.200%MORE
Briodirect, a division of Webster Bank, N.A.CT5-Stars$254.200%MORE
State Bank of TexasTX4-Stars$100,0004.180%MORE
Bradesco BankFL5-Stars$100,0004.150%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$1004.150%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1,0004.350%MORE
MutualOne BankMA3½-Stars$5004.130%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.100%MORE
American BankPA5-Stars$5004.050%MORE
KindmoneyTM, a division of Horicon BankWI5-Stars$1,0004.010%MORE
Banesco USAFL5-Stars$1,0004.000%MORE
BankFiveMA4-Stars$5004.000%MORE
First National Bank of AmericaMI4-Stars$04.000%MORE
Hanover Community BankNY5-Stars$5004.000%MORE
Leader Bank N.A.MA5-Stars$1,0004.000%MORE
Poppy BankCA5-Stars$1,0004.000%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
MutualOne BankMA3½-Stars$5004.330%MORE
CFBank N.A.OH5-Stars$10,0004.250%MORE
Leader Bank N.A.MA5-Stars$1,0004.250%MORE
Sun Canyon Bank, a division of Banterra BankIL5-Stars$5,0004.250%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.200%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.200%MORE
Home Savings BankUT5-Stars$25,0004.200%MORE
Pacific National BankFL5-Stars$1,0004.200%MORE
Credit One Bank N.A.NV4-Stars$100,0004.150%MORE
KS StateBankKS5-Stars$5004.150%MORE
LimeLight Bank,a division of Capital Community BankUT4-Stars$1,0004.150%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Credit One Bank N.A.NV4-Stars$100,0004.200%MORE
Home Savings BankUT5-Stars$25,0004.200%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.100%MORE
KS StateBankKS5-Stars$5004.100%MORE
State Bank of TexasTX4-Stars$100,0004.100%MORE
American BankPA5-Stars$5004.050%MORE
Bradesco BankFL5-Stars$50,0004.050%MORE
LimeLight Bank,a division of Capital Community BankUT4-Stars$1,0004.050%MORE
Sun Canyon Bank, a division of Banterra BankIL5-Stars$5,0004.040%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.000%MORE
Capital One N.A.VA4-Stars$14.000%MORE
CFBank N.A.OH5-Stars$10,0004.000%MORE
Community SavingsOH5-Stars$1,0004.000%MORE
Federal Savings BankIL3½-Stars$5,0004.000%MORE
First Bank of the LakeMO4-Stars$5,0004.000%MORE
Marcus by Goldman SachsNY5-Stars$5004.000%MORE
Newtek Bank N.A.FL3½-Stars$50,0004.000%MORE
Pacific National BankFL5-Stars$1,0004.000%MORE
Poppy BankCA5-Stars$1,0004.000%MORE
Sallie Mae BankUT4-Stars$2,5004.000%MORE
Synchrony BankUT4-Stars$14.000%MORE
T Bank N.A.TX4-Stars$25,0004.000%MORE
Ultima Bank MinnesotaMN5-Stars$1,0004.000%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Home Savings BankUT5-Stars$25,0004.100%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.050%MORE
Federal Savings BankIL3½-Stars$5,0004.000%MORE
First Bank of the LakeMO4-Stars$5,0004.000%MORE
Marcus by Goldman SachsNY5-Stars$5004.000%MORE
BankFiveMA4-Stars$5003.950%MORE
Newtek Bank N.A.FL3½-Stars$50,0003.950%MORE
TAB BankUT3½-Stars$1,0003.870%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0003.850%MORE
Credit One Bank N.A.NV4-Stars$100,0003.850%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.850%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Colorado Federal Savings BankCO5-Stars$5,0004.000%MORE
Federal Savings BankIL3½-Stars$5,0004.000%MORE
KS StateBankKS5-Stars$5003.950%MORE
Marcus by Goldman SachsNY5-Stars$5003.950%MORE
Newtek Bank N.A.FL3½-Stars$50,0003.900%MORE
BankFiveMA4-Stars$5003.850%MORE
TAB BankUT3½-Stars$1,0003.820%MORE
First Bank of the LakeMO4-Stars$5,0003.810%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Sallie Mae BankUT4-Stars$2,5003.700%MORE
Capital One N.A.VA4-Stars$13.600%MORE
American BankPA5-Stars$5003.550%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0003.550%MORE
Northpointe BankMI4-Stars$1,0003.500%MORE
EverBank, N.A.FL5-Stars$1,0003.400%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Colorado Federal Savings BankCO5-Stars$5,0003.950%MORE
Federal Savings BankIL3½-Stars$5,0003.950%MORE
KS StateBankKS5-Stars$5003.950%MORE
Marcus by Goldman SachsNY5-Stars$5003.900%MORE
Sallie Mae BankUT4-Stars$2,5003.900%MORE
First Bank of the LakeMO4-Stars$5,0003.810%MORE
Newtek Bank N.A.FL3½-Stars$50,0003.800%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5003.750%MORE
CFBank N.A.OH5-Stars$10,0003.750%MORE
Credit One Bank N.A.NV4-Stars$100,0003.750%MORE
Poppy BankCA5-Stars$1,0003.750%MORE
Raymond James BankFL4-Stars$1,0003.750%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.750%MORE
Synchrony BankUT4-Stars$13.750%MORE
TAB BankUT3½-Stars$1,0003.750%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5003.950%MORE
Marcus by Goldman SachsNY5-Stars$5003.850%MORE
Raymond James BankFL4-Stars$1,0003.850%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.850%MORE
First Bank of the LakeMO4-Stars$5,0003.810%MORE
Federal Savings BankIL3½-Stars$5,0003.800%MORE
Credit One Bank N.A.NV4-Stars$100,0003.750%MORE
Poppy BankCA5-Stars$1,0003.750%MORE
TAB BankUT3½-Stars$1,0003.750%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
First Bank of the LakeMO4-Stars$5,0004.050%MORE
Synchrony BankUT4-Stars$14.000%MORE
KS StateBankKS5-Stars$5003.950%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.950%MORE
Marcus by Goldman SachsNY5-Stars$5003.900%MORE
Sallie Mae BankUT4-Stars$2,5003.900%MORE
Raymond James BankFL4-Stars$1,0003.850%MORE
Colorado Federal Savings BankCO5-Stars$5,0003.800%MORE
Credit One Bank N.A.NV4-Stars$100,0003.800%MORE
Federal Savings BankIL3½-Stars$5,0003.800%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5004.000%MORE
First National Bank of AmericaMI4-Stars$1,0003.900%MORE
Marcus by Goldman SachsNY5-Stars$5003.900%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$5002.750%MORE