Personal Savings Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 12-23-2025

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
Newtek Bank N.A.FL3½-Stars$14.350%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$2,5004.100%MORE
MutualOne BankMA3½-Stars$20,0004.070%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1004.050%MORE
Colorado Federal Savings BankCO5-Stars$50,0004.050%MORE
LimeLight Bank,a division of Capital Community BankUT4-Stars$1004.000%MORE
Poppy BankCA4-Stars$1,0004.000%MORE
State Bank of TexasTX4-Stars$100,0003.920%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
MutualOne BankMA3½-Stars$5004.130%MORE
American BankPA5-Stars$5004.050%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1,0004.000%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0003.850%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5003.800%MORE
EverBank, N.A.FL5-Stars$1,0003.800%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
MutualOne BankMA3½-Stars$5004.330%MORE
LimeLight Bank,a division of Capital Community BankUT4-Stars$1,0004.100%MORE
Newtek Bank N.A.FL3½-Stars$50,0004.100%MORE
T Bank N.A.TX4-Stars$25,0004.100%MORE
American BankPA5-Stars$5004.050%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.050%MORE
Credit One Bank N.A.NV4-Stars$100,0004.050%MORE
Marcus by Goldman SachsNY5-Stars$5004.050%MORE
CFBank N.A.OH5-Stars$10,0004.000%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.000%MORE
Fortuna BankOH3½-Stars$5004.000%MORE
Home Savings BankUT5-Stars$10,0004.000%MORE
KS StateBankKS4-Stars$5004.000%MORE
Leader Bank N.A.MA5-Stars$1,0004.000%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
American BankPA5-Stars$5004.050%MORE
Credit One Bank N.A.NV4-Stars$100,0004.050%MORE
LimeLight Bank,a division of Capital Community BankUT4-Stars$1,0004.050%MORE
Home Savings BankUT5-Stars$10,0004.000%MORE
Marcus by Goldman SachsNY5-Stars$5004.000%MORE
Newtek Bank N.A.FL3½-Stars$50,0004.000%MORE
Sallie Mae BankUT4-Stars$2,5004.000%MORE
T Bank N.A.TX4-Stars$25,0004.000%MORE
First National Bank of AmericaMI4-Stars$1,0003.950%MORE
KS StateBankKS4-Stars$5003.950%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Marcus by Goldman SachsNY5-Stars$5004.000%MORE
Home Savings BankUT5-Stars$10,0003.950%MORE
Newtek Bank N.A.FL3½-Stars$50,0003.950%MORE
Sallie Mae BankUT4-Stars$2,5003.950%MORE
Credit One Bank N.A.NV4-Stars$100,0003.900%MORE
LimeLight Bank,a division of Capital Community BankUT4-Stars$1,0003.900%MORE
TAB BankUT3½-Stars$1,0003.870%MORE
Colorado Federal Savings BankCO5-Stars$5,0003.850%MORE
Federal Savings BankIL3½-Stars$5,0003.850%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.850%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Marcus by Goldman SachsNY5-Stars$5003.950%MORE
Newtek Bank N.A.FL3½-Stars$50,0003.900%MORE
TAB BankUT3½-Stars$1,0003.820%MORE
Colorado Federal Savings BankCO5-Stars$5,0003.800%MORE
Federal Savings BankIL3½-Stars$5,0003.800%MORE
KS StateBankKS4-Stars$5003.800%MORE
Raymond James BankFL4-Stars$1,0003.800%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5003.750%MORE
Credit One Bank N.A.NV4-Stars$100,0003.750%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.750%MORE
VisionBankMN3½-Stars$1,0003.750%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Sallie Mae BankUT4-Stars$2,5003.900%MORE
VisionBankMN3½-Stars$1,0003.750%MORE
Capital One N.A.VA4-Stars$13.600%MORE
American BankPA5-Stars$5003.550%MORE
Northpointe BankMI4-Stars$1,0003.500%MORE
EverBank, N.A.FL5-Stars$1,0003.400%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Sallie Mae BankUT4-Stars$2,5003.950%MORE
Credit One Bank N.A.NV4-Stars$100,0003.900%MORE
Marcus by Goldman SachsNY5-Stars$5003.900%MORE
Raymond James BankFL4-Stars$1,0003.850%MORE
KS StateBankKS4-Stars$5003.800%MORE
Newtek Bank N.A.FL3½-Stars$50,0003.800%MORE
Colorado Federal Savings BankCO5-Stars$5,0003.750%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.750%MORE
TAB BankUT3½-Stars$1,0003.750%MORE
VisionBankMN3½-Stars$1,0003.750%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0003.950%MORE
Credit One Bank N.A.NV4-Stars$100,0003.850%MORE
Marcus by Goldman SachsNY5-Stars$5003.850%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.850%MORE
KS StateBankKS4-Stars$5003.800%MORE
TAB BankUT3½-Stars$1,0003.750%MORE
VisionBankMN3½-Stars$1,0003.750%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5003.700%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0004.000%MORE
Sallie Mae BankUT4-Stars$2,5004.000%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5003.950%MORE
Credit One Bank N.A.NV4-Stars$100,0003.900%MORE
KS StateBankKS4-Stars$5003.900%MORE
Marcus by Goldman SachsNY5-Stars$5003.900%MORE
First Bank of the LakeMO4-Stars$5,0003.790%MORE
First National Bank of AmericaMI4-Stars$1,0003.750%MORE
Synchrony BankUT4-Stars$13.750%MORE
TAB BankUT3½-Stars$1,0003.750%MORE
VisionBankMN3½-Stars$1,0003.750%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS4-Stars$5004.000%MORE
Marcus by Goldman SachsNY5-Stars$5003.900%MORE
First National Bank of AmericaMI4-Stars$1,0003.800%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$5002.750%MORE