New Community Banks Reinforce the Value of Local Banking
During the first three quarters of 2026, nine new banks were launched, including eight community banks. It is important to understand that while some fintech companies operate as FDIC-insured banks, others simply provide banking services through technology platforms. Consumers should…
It’s Technically a Home Buyers’ Market, But…
The average 30-year mortgage rate has climbed to 7.40%, hovering near recent highs and making homeownership increasingly unaffordable for many buyers. As a result, homebuyer demand has weakened to the point where sellers now outnumber buyers by 63%, the largest…
Preparing the Next Generation for Financial Success
K-12 financial literacy requirements are finally gaining momentum across the United States, but it is up to each state to keep that progress moving forward. Schools and parents must also work together to ensure younger generations develop the money-management skills…