CRA: Too Important to Rush, Too Important to Wait
CRA: Too Important to Rush, Too Important to Wait Federal bank regulators have been attempting to overhaul the 1977 Community Reinvestment Act (CRA) for a couple of years now. Since becoming law in 1977, CRA has been the impetus for…
Commercial Real Estate: the Next Challenge?
Commercial Real Estate: the Next Challenge? After considerable contraction after the 2008 crisis, Commercial Real Estate (CRE) lending began growing again in earnest in 2013, then began to slow down again in 2015. It continued to slow until 2019.…
Community Bank Assets Continue to Grow
Community Bank Assets Continue to Grow We ended calendar 2019 on a positive note, with a list of 50 community banks with large volumes of time deposits on their books. It wasn’t just time deposits that were up, though. Total…