U.S. Banks Bolstering Loan Loss Reserves
The image above depicts the growth in loans, loan loss reserves, and problem loans at our nation’s banks during the 12 month period ended March 31, 2025. Noncurrent loans grew more than three times the rate of both total loans…
Troubled Commercial Loans are on the Rise
In the past two years we have witnessed a steady rise in delinquent commercial loans, even as outstanding balances have been fluctuating. Today we examine how these changes are reflected in the banking industry as a whole, as well as…
Most Efficient U.S. Banks Measured by ROA
There is more than one way to measure a bank’s profit. Simply looking at how much the bank earned in dollars is a start, but it’s not ideal for comparison purposes. Instead, today we will look at Return on Assets…