She’s Back… What will Dr. Yellen Bring?
Janet Yellen has not been confirmed yet, but we have every reason to believe that President Biden‘s nominee for Treasury Secretary will pass the scrutiny of Congress in short order. Of course, we know her from her tenure as Chairman…
PPP Relaunch Open to Select Institutions
We know many small businesses were left behind in the first round of Paycheck Protection Program (PPP) loans. That’s why when the Treasury Department reopened the portal on Monday, it granted access exclusively to Community Financial Institutions (CFIs). CFIs, which…
Loans: a Bank’s Best Asset, Until They’re Not
Although business models vary, the optimal loan to deposit ratio (LTD) at a bank is generally considered to be between 80% to 90%. At this level, the bank is lending sufficiently for its size, but not so much that its…