Nearly a Third of U.S. Banks Shed Employees in 2025
The U.S. banking sector experienced a net reduction of 4,395 full‑time equivalent (FTE) employees in 2025, with 31.5% of banks cutting staff while 49.9% expanded headcount. Regulatory actions drove the downsizing at some institutions, while other banks leveraged restructuring to…
All New Bank Star-Ratings Now Available
The U.S. banking industry closed 2025 with a strong full‑year performance-higher assets, earnings, margins, and deposits-yet the fourth quarter data revealed soft spots, including weaker income, rising problem‑loan categories, and a growing reliance on uninsured deposits. Community banks outperformed the…
CD Specials and Strategy Drive Deposit Growth
Acquisitions can produce explosive deposit growth, but organic growth requires targeted strategies like promotional CDs and local outreach. Many high‑growth banks rely on limited‑time, locally targeted CD specials to avoid rate‑shopping bots and to control inflows. While it is difficult…