We Analyze Banks and Credit Unions Very Carefully
...Because Peace of Mind Matters
Trusted Since 1983
“We have a responsibility to both bankers and their customers and we take that responsibility very seriously.”
What customers say about us
Great Service
Vice President of a California BankI have always appreciated the quick response and service we have received throughout the years.
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President of a Connecticut BankI cannot compliment Bauer enough. People, especially CD investors, count on your ratings. They give investors more confidence...
Regulators Love Bauer
Sr. Vice President of a Mississippi BankYou guys do a super job, I've had nothing but praise from the regulators and our Board.
Back to Your Community; Back to Neighbors & Friends
Today, roughly 650 U.S. banks and credit unions (combined) are designated as Minority Depository Institutions (MDIs). Yet, a snapshot of mortgage loan data for 2023 shows there is still a wide gap in approval rates by race/ethnicity. In this week’s…
Commercial Loans (Not) as Bad as They Appear
Despite much negative press to the contrary, most commercial loans are still holding up quite well. The 10 banks with the highest amount outstanding in C&I loans control 45% of the industry’s C&I and are all rated at least 4-Stars…
Credit Unions Expanding into Underserved Areas
A federal credit union may be allowed to expand outside its defined area if the target area is “underserved” by other financial institutions. During 2022 and 2023, 49 credit unions did just that. Some did so more than once. These…