Is it a Bank? Is it a FinTech? Is it Superman?
Many fintechs look like banks to the user but are not actually banks and are therefore not themselves FDIC-insured. Instead, they typically partner with chartered banks that hold deposits, issue cards, and provide regulated banking services, while the fintech provides…
Household Debt Climbs 40% Since 2018
U.S. household debt has risen more than 40% since 2018, driven largely by mortgage and home equity borrowing, while credit card and auto loan balances continue to climb. While the banking industry asset quality remains relatively stable, the recent failure…
All New Bank Star Ratings Released Today
All bank star-rating have now been updated based on June 30, 2026 financial data; we expect credit union star ratings will be available sometime after Labor Day. In the meantime, we encourage you to check the ratings of any banks…