We Analyze Banks and Credit Unions Very Carefully
...Because Peace of Mind Matters
Trusted Since 1983
“We have a responsibility to both bankers and their customers and we take that responsibility very seriously.”
What customers say about us
Great Service
Vice President of a California BankI have always appreciated the quick response and service we have received throughout the years.
Instill Confidence
President of a Connecticut BankI cannot compliment Bauer enough. People, especially CD investors, count on your ratings. They give investors more confidence...
Regulators Love Bauer
Sr. Vice President of a Mississippi BankYou guys do a super job, I've had nothing but praise from the regulators and our Board.
Community Banks Posting Outsized Deposit Growth
U.S. community banks outperformed the industry with 5% domestic deposit growth. However, they lagged when it came to interest-bearing deposits (IBD), which rose 5.5% industrywide but just 0.8% at community banks. In spite of that weaker IBD growth overall, many well-rated…
How Financially Literate Are You Really?
April is Financial Literacy Month, highlighting the importance of improving financial knowledge for both adults and children. Many financial institutions, organizations, and even public figures (like Jennifer Hudson and former NFL player Brandon Copeland) are promoting financial education. Many of…
To Fee or Not to Fee, That is the Real Question
In 2025, while 85 U.S. banks reported zero domestic service charges, six large banks continued to generate more than 55% of all bank service‑fee income. Industrywide, bank service‑fees are rising modestly, but remain below 2019 (pre-pandemic) levels. A list of…







