Average U.S. Bank Size More than Doubled Over Decade
Over the past decade (2016-2026), total bank assets grew 60% while the number of banks declined 30%. The result: a 129% increase in average bank size. Mergers and acquisitions remain the primary driver of this consolidation as evidenced by nearly…
Blurred Lines, Red Flags and a Stalking Horse
Chime plans to acquire Stride Bank, signaling a shift from fintech partner to bank owner, with expected synergies of over $100M by 2027. Green Dot is taking the opposite approach: CommerceOne Bank will acquire Green Dot Bank, while Green Dot’s…