Consumer CD Rates

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Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

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CD Interest Calculator

Surveyed on 11-18-2020

Money Market / Savings Accounts
InstitutionCity, StatePhoneMinAPYMORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$1.000.700%MORE INFO
Vio Bank, a trade name for MidFirst BankOklahoma City, OK(888) 999-9170$100.000.660%MORE INFO
Colorado Federal Savings BankGreenwood Village, CO(877) 484-2372$50,000.000.650%MORE INFO
AbleBanking.com, a trade name for Northeast BankLewiston, ME(888) 426-2253$1,000.000.600%MORE INFO
Ally BankSandy, UT(866) 246-2265$1.000.600%MORE INFO
BAC Florida BankCoral Gables, FL(855)512-0989$5,000.000.600%MORE INFO
Bankdirect.com, a trade name for Texas Capital Bank NADallas, TX(877) 839-2737$10,000.000.600%MORE INFO
Comenity Capital BankDraper, UT(833)755-4354$0.000.600%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$100.000.600%MORE INFO
Rising Bank a division of Midwest BankCentreSaint Louis, MO.$1,000.000.600%MORE INFO
Synchrony BankDraper, UT(866) 226-5638$5,000.000.600%MORE INFO
90 Day CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
BrioDirect, a division of Sterling NBPearl River, NY(877) 369-BRIO$500.000.500%MORE INFO
NexBankDallas, TX(800) 827-4818$10,000.000.500%MORE INFO
MyBankingDirect.com, a trade name for New York Community BankHicksville, NY(888) 228-8146$0.000.350%MORE INFO
ConnectOne BankEnglewood Cliffs, NJ(844) 266-2548$500.000.300%MORE INFO
Northpointe BankGrand Rapids, MI(877) 667-8441$1,000.000.300%MORE INFO
Ultima Bank MinnesotaWinger, MN(800) 421-5322$1,000.000.300%MORE INFO
180 Day CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
igobanking.com, a trade name for Flushing BankUniondale, NY(888) 432-5890$1,000.000.600%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.000.600%MORE INFO
ConnectOne BankEnglewood Cliffs, NJ(844) 266-2548$500.000.550%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$1,000.000.550%MORE INFO
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-6015$1,000.000.550%MORE INFO
SouthStar Bank S.S.B.Moulton, TX$1,000.000.550%MORE INFO
1 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
NexBankDallas, TX(800) 827-4818$10,000.000.750%MORE INFO
BAC Florida BankCoral Gables, FL(855)512-0989$5,000.000.700%MORE INFO
Bankdirect.com, a trade name for Texas Capital Bank NADallas, TX(877) 839-2737$10,000.000.700%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.000.700%MORE INFO
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-6015$1,000.000.700%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.000.700%MORE INFO
SouthStar Bank S.S.B.Moulton, TX$1,000.000.700%MORE INFO
18 Month CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
ConnectOne BankEnglewood Cliffs, NJ(844) 266-2548$500.000.750%MORE INFO
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-6015$1,000.000.750%MORE INFO
NexBankDallas, TX(800) 827-4818$10,000.000.750%MORE INFO
SouthStar Bank S.S.B.Moulton, TX$1,000.000.750%MORE INFO
Ally BankSandy, UT(866) 246-2265$25,000.000.700%MORE INFO
BAC Florida BankCoral Gables, FL(855)512-0989$5,000.000.700%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$1,000.000.700%MORE INFO
2 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
BAC Florida BankCoral Gables, FL(855)512-0989$5,000.000.800%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.000.800%MORE INFO
SouthStar Bank S.S.B.Moulton, TX$1,000.000.800%MORE INFO
Comenity Capital BankDraper, UT(833)755-4354$1,500.000.750%MORE INFO
ConnectOne BankEnglewood Cliffs, NJ(844) 266-2548$500.000.750%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$1,000.000.750%MORE INFO
NexBankDallas, TX(800) 827-4818$10,000.000.750%MORE INFO
Poppy BankSanta Rosa, CA(888) 636-9994$1,000.000.750%MORE INFO
30 Month CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Capitol Federal Savings BankTopeka, KS(888) 822-7333$1,000.000.700%MORE INFO
Crescent Bank & TrustNew Orleans, LA(877) 831-3334$1,000.000.700%MORE INFO
Dime Community BankBrooklyn, NY(800) 321-3463$500.000.650%MORE INFO
Discover BankGreenwood, DE(800) 347-7000$25,000.000.650%MORE INFO
Sallie Mae BankSalt Lake City, UT(877) 346-2756$2,500.000.600%MORE INFO
3 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Comenity Capital BankDraper, UT(833)755-4354$1,500.000.850%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.000.850%MORE INFO
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-6015$1,000.000.850%MORE INFO
SouthStar Bank S.S.B.Moulton, TX$1,000.000.850%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$1,000.000.810%MORE INFO
4 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
HarborOne BankBrockton, MA(800) 244-7592$1,000.001.000%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.000.900%MORE INFO
SouthStar Bank S.S.B.Moulton, TX$1,000.000.900%MORE INFO
Ultima Bank MinnesotaWinger, MN(800) 421-5322$1,000.000.900%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$1,000.000.860%MORE INFO
5 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Ally BankSandy, UT(866) 246-2265$25,000.001.000%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.001.000%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.001.000%MORE INFO
North Country Savings BankCanton, NY(315) 386-4533$1,000.001.000%MORE INFO
Ultima Bank MinnesotaWinger, MN(800) 421-5322$1,000.001.000%MORE INFO
Long Term CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.001.100%MORE INFO
Third Federal Savings & LoanCleveland, OH(800) 844-7333$500.001.000%MORE INFO
Columbia BankFair Lawn, NJ(800)522-4167$500.000.750%MORE INFO
Dime Community BankBrooklyn, NY(800) 321-3463$500.000.700%MORE INFO
Discover BankGreenwood, DE(800) 347-7000$25,000.000.700%MORE INFO
marcus.com, a trade name for Goldman Sachs Bank USANew York, NY(855) 730-7283$500.000.700%MORE INFO
Vio Bank, a trade name for MidFirst BankOklahoma City, OK(888) 999-9170$500.000.700%MORE INFO