Consumer CD Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 02-24-2021

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
Bankdirect.comTX4-Stars$10,0000.600%MORE
BrioDirectNY5-Stars$250.600%MORE
Comenity Capital BankUT3½-Stars$00.600%MORE
Live Oak Banking CompanyNC4-Stars$10.600%MORE
Vio BankOK5-Stars$1000.570%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
TIAA FSBFL4-Stars$5,0000.350%MORE
Ultima Bank MinnesotaMN5-Stars$1,0000.300%MORE
BrioDirectNY5-Stars$5000.250%MORE
ConnectOne BankNJ5-Stars$5000.250%MORE
First Internet Bank of IndianaIN4-Stars$1,0000.250%MORE
Giantbank.comAR5-Stars$2,5000.250%MORE
Poppy BankCA5-Stars$00.250%MORE
Radius BankMA4-Stars$1,0000.250%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Quontic BankNY3½-Stars$00.600%MORE
igobanking.comNY5-Stars$1,0000.550%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0000.550%MORE
Bankdirect.comTX4-Stars$10,0000.500%MORE
LimeLight BankUT5-Stars$1,0000.500%MORE
Presidential Bank FSBMD5-Stars$1,0000.500%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
SouthStar Bank S.S.B.TX5-Stars$1,0000.700%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.650%MORE
Quontic BankNY3½-Stars$1,0000.650%MORE
Comenity Capital BankUT3½-Stars$1,5000.630%MORE
Ally BankUT5-Stars$25,0000.600%MORE
Amerant Bank N.A.FL5-Stars$10,0000.600%MORE
Bankdirect.comTX4-Stars$10,0000.600%MORE
BrioDirectNY5-Stars$5000.600%MORE
First Internet Bank of IndianaIN4-Stars$1,0000.600%MORE
igobanking.comNY5-Stars$1,0000.600%MORE
LimeLight BankUT5-Stars$1,0000.600%MORE
Second Federal S & L of PhiladelphiaPA4-Stars$5000.600%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5000.750%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0000.750%MORE
First Internet Bank of IndianaIN4-Stars$1,0000.650%MORE
igobanking.comNY5-Stars$1,0000.650%MORE
LimeLight BankUT5-Stars$1,0000.650%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.650%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5000.900%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0000.800%MORE
Comenity Capital BankUT3½-Stars$1,5000.750%MORE
Poppy BankCA5-Stars$1,0000.750%MORE
First Internet Bank of IndianaIN4-Stars$1,0000.700%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.700%MORE
Quontic BankNY3½-Stars$1,0000.700%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA3½-Stars$1,0000.700%MORE
TIAA FSBFL4-Stars$5,0000.650%MORE
Discover BankDE4-Stars$25,0000.550%MORE
Bankdirect.comTX4-Stars$10,0000.500%MORE
Capitol Federal Savings BankKS5-Stars$1,0000.500%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5001.050%MORE
Poppy BankCA5-Stars$1,0001.000%MORE
Comenity Capital BankUT3½-Stars$1,5000.850%MORE
igobanking.comNY5-Stars$1,0000.850%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0000.850%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5001.150%MORE
Poppy BankCA5-Stars$1,0001.000%MORE
igobanking.comNY5-Stars$1,0000.900%MORE
SouthStar Bank S.S.B.TX5-Stars$1,0000.900%MORE
First Internet Bank of IndianaIN4-Stars$1,0000.860%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5001.300%MORE
Malvern Bank NAPA5-Stars$5001.050%MORE
North Country Savings BankNY5-Stars$1,0001.000%MORE
Poppy BankCA5-Stars$1,0001.000%MORE
First Internet Bank of IndianaIN4-Stars$1,0000.960%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
Celtic BankUT4-Stars$1,0000.770%MORE
Third Federal Savings & LoanOH5-Stars$5000.700%MORE
Vio BankOK5-Stars$5000.700%MORE
Columbia BankNJ5-Stars$5000.650%MORE
Discover BankDE4-Stars$25,0000.600%MORE
marcus.comNY4-Stars$5000.600%MORE