Consumer CD Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 05-18-2022

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1001.000%MORE
CFBank N.A.OH5-Stars$25,0001.000%MORE
Colorado Federal Savings BankCO5-Stars$50,0000.900%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1000.850%MORE
UFB Direct, a division of Axos BankCA5-Stars$25,0000.810%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Axiom Bank N.A.FL4-Stars$5000.550%MORE
Crescent Bank & TrustLA4-Stars$1,0000.500%MORE
Popular BankNY5-Stars$10,0000.500%MORE
Colorado Federal Savings BankCO5-Stars$5,0000.400%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.350%MORE
Raymond James BankFL4-Stars$5,0000.350%MORE
TIAA FSBFL5-Stars$1,0000.350%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Live Oak Banking CompanyNC4-Stars$2,5001.250%MORE
LimeLight Bank,a division of Capital Community BankUT5-Stars$1,0001.000%MORE
Quontic BankNY4-Stars$5000.950%MORE
Axiom Bank N.A.FL4-Stars$5000.850%MORE
Bradesco Bac Florida BankFL5-Stars$5,0000.850%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5002.000%MORE
First Internet Bank of IndianaIN5-Stars$1,0001.760%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5001.750%MORE
Crescent Bank & TrustLA4-Stars$1,0001.750%MORE
Live Oak Banking CompanyNC4-Stars$2,5001.750%MORE
Popular BankNY5-Stars$10,0001.750%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$100,0002.300%MORE
Crescent Bank & TrustLA4-Stars$1,0002.000%MORE
Live Oak Banking CompanyNC4-Stars$2,5002.000%MORE
First Internet Bank of IndianaIN5-Stars$1,0001.810%MORE
Popular BankNY5-Stars$10,0001.800%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5002.600%MORE
Colorado Federal Savings BankCO5-Stars$5,0002.300%MORE
Popular BankNY5-Stars$10,0002.300%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5002.200%MORE
Crescent Bank & TrustLA4-Stars$1,0002.200%MORE
Live Oak Banking CompanyNC4-Stars$2,5002.200%MORE
Rising Bank, a division of MidWest BankCentreMO5-Stars$1,0002.200%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0002.250%MORE
Sallie Mae BankUT4-Stars$2,5001.800%MORE
Capital One N.A.VA4-Stars$11.700%MORE
TIAA FSBFL5-Stars$1,0001.700%MORE
Discover BankDE5-Stars$25,0001.600%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5002.850%MORE
Rising Bank, a division of MidWest BankCentreMO5-Stars$1,0002.500%MORE
Colorado Federal Savings BankCO5-Stars$5,0002.400%MORE
Popular BankNY5-Stars$10,0002.400%MORE
First Internet Bank of IndianaIN5-Stars$1,0002.320%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5002.900%MORE
First Internet Bank of IndianaIN5-Stars$1,0002.530%MORE
Crescent Bank & TrustLA4-Stars$1,0002.500%MORE
Live Oak Banking CompanyNC4-Stars$2,5002.500%MORE
Popular BankNY5-Stars$10,0002.450%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5003.000%MORE
Popular BankNY5-Stars$10,0002.800%MORE
Crescent Bank & TrustLA4-Stars$1,0002.750%MORE
Live Oak Banking CompanyNC4-Stars$2,5002.750%MORE
First Internet Bank of IndianaIN5-Stars$1,0002.730%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
Marcus by Goldman SachsNY5-Stars$5002.550%MORE
Discover BankDE5-Stars$25,0002.150%MORE
Vio BankOK5-Stars$5001.500%MORE
Columbia BankNJ5-Stars$5001.250%MORE
Third Federal Savings & LoanOH5-Stars$5000.700%MORE