Personal Savings Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 11-29-2022

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
CFG Community BankMD5-Stars$1,0003.850%MORE
UFB Direct, a division of Axos BankCA5-Stars$25,0003.830%MORE
Briodirect, a division of Webster Bank, N.A.CT5-Stars$253.750%MORE
TAB BankUT4-Stars$13.640%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$13.600%MORE
State Bank of TexasTX5-Stars$100,0003.560%MORE
Vio BankOK5-Stars$1003.520%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$5,0003.100%MORE
Popular BankNY5-Stars$10,0003.050%MORE
Synchrony BankUT5-Stars$5,0002.250%MORE
First Internet Bank of IndianaIN5-Stars$1,0002.020%MORE
TIAA FSBFL5-Stars$1,0002.000%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Popular BankNY5-Stars$10,0004.200%MORE
First Internet Bank of IndianaIN5-Stars$1,0004.070%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.000%MORE
Bradesco Bac Florida BankFL5-Stars$5,0003.820%MORE
BankFiveMA5-Stars$5003.800%MORE
Live Oak Banking CompanyNC4-Stars$2,5003.750%MORE
Raymond James BankFL4-Stars$5,0003.610%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
State Bank of TexasTX5-Stars$25,0004.650%MORE
KS StateBankKS5-Stars$5004.630%MORE
First Internet Bank of IndianaIN5-Stars$1,0004.590%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.500%MORE
CFG Community BankMD5-Stars$5004.500%MORE
Crescent Bank & TrustLA4-Stars$1,0004.500%MORE
Popular BankNY5-Stars$10,0004.450%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$100,0004.680%MORE
CFG Community BankMD5-Stars$5004.600%MORE
Crescent Bank & TrustLA4-Stars$1,0004.500%MORE
Popular BankNY5-Stars$10,0004.470%MORE
First Internet Bank of IndianaIN5-Stars$1,0004.440%MORE
Sallie Mae BankUT4-Stars$2,5004.350%MORE
igobanking, a division of Flushing BankNY5-Stars$1,0004.260%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
KS StateBankKS5-Stars$5004.730%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.500%MORE
Crescent Bank & TrustLA4-Stars$1,0004.500%MORE
HSBC Bank USA N.A.VA5-Stars$14.500%MORE
Popular BankNY5-Stars$10,0004.500%MORE
First Internet Bank of IndianaIN5-Stars$1,0004.490%MORE
First National Bank of AmericaMI4-Stars$1,0004.400%MORE
Sallie Mae BankUT4-Stars$2,5004.400%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0004.500%MORE
Sallie Mae BankUT4-Stars$2,5004.450%MORE
Capital One N.A.VA4-Stars$14.100%MORE
Discover BankDE5-Stars$25,0004.100%MORE
TIAA FSBFL5-Stars$1,0004.000%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
CFG Community BankMD5-Stars$5004.600%MORE
Crescent Bank & TrustLA4-Stars$1,0004.550%MORE
Popular BankNY5-Stars$10,0004.550%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.500%MORE
Sallie Mae BankUT4-Stars$2,5004.500%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.650%MORE
Crescent Bank & TrustLA4-Stars$1,0004.550%MORE
KS StateBankKS5-Stars$5004.470%MORE
Popular BankNY5-Stars$10,0004.470%MORE
First Internet Bank of IndianaIN5-Stars$1,0004.440%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.750%MORE
CFG Community BankMD5-Stars$5004.600%MORE
Crescent Bank & TrustLA4-Stars$1,0004.600%MORE
Sallie Mae BankUT4-Stars$2,5004.550%MORE
Popular BankNY5-Stars$10,0004.500%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
First National Bank of AmericaMI4-Stars$1,0004.500%MORE
Discover BankDE5-Stars$25,0004.250%MORE
Marcus by Goldman SachsNY4-Stars$5003.700%MORE
Vio BankOK5-Stars$5002.750%MORE
Emigrant BankNY3-Stars$1,0002.000%MORE