Personal Savings Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

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Surveyed on 06-02-2026

Money Market / Savings Accounts
Institution	State	Star-Rating	Min	APY	MORE
Newtek Bank N.A.	FL	3½-Stars	$1	4.200%	MORE
Bask Bank, a division of Texas Capital Bank	TX	5-Stars	$1	4.100%	MORE
Vio Bank, a division of MidFirst Bank	OK	4-Stars	$100	4.030%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$100	4.000%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	4.000%	MORE
Openbank by Santander	DE	5-Stars	$500	4.000%	MORE
Poppy Bank	CA	4-Stars	$1,000	4.000%	MORE
Bradesco Bank	FL	5-Stars	$100,000	3.900%	MORE
LimeLight Bank,a division of Capital Community Bank	UT	4-Stars	$100	3.900%	MORE
90 Day CDs
Institution	State	Star-Rating	Min	APY	MORE
Poppy Bank	CA	4-Stars	$1,000	4.000%	MORE
Bask Bank, a division of Texas Capital Bank	TX	5-Stars	$1,000	3.850%	MORE
Farmers & Merchants State Bank	WI	5-Stars	$500	3.850%	MORE
Ivy Bank, a division of Cambridge SB	MA	5-Stars	$1,000	3.850%	MORE
Monet Bank	TX	4-Stars	$25,000	3.850%	MORE
American Bank	PA	5-Stars	$500	3.800%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	3.800%	MORE
180 Day CDs
Institution	State	Star-Rating	Min	APY	MORE
LimeLight Bank,a division of Capital Community Bank	UT	4-Stars	$1,000	4.080%	MORE
Climate First Bank	FL	4-Stars	$500	4.070%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	4.050%	MORE
E*TRADE from Morgan Stanley	NY	4-Stars	$1	4.050%	MORE
Leader Bank N.A.	MA	5-Stars	$1,000	4.050%	MORE
Raymond James Bank	FL	4-Stars	$1,000	4.050%	MORE
T Bank N.A.	TX	4-Stars	$25,000	4.050%	MORE
American Pride Bank	GA	5-Stars	$500	4.000%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	4.000%	MORE
CFBank N.A.	OH	5-Stars	$10,000	4.000%	MORE
Farmers & Merchants State Bank	WI	5-Stars	$500	4.000%	MORE
KS StateBank	KS	4-Stars	$500	4.000%	MORE
Newtek Bank N.A.	FL	3½-Stars	$50,000	4.000%	MORE
Poppy Bank	CA	4-Stars	$1,000	4.000%	MORE
1 Year CDs
Institution	State	Star-Rating	Min	APY	MORE
E*TRADE from Morgan Stanley	NY	4-Stars	$1	4.100%	MORE
Raymond James Bank	FL	4-Stars	$1,000	4.100%	MORE
Bask Bank, a division of Texas Capital Bank	TX	5-Stars	$1,000	4.050%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	4.050%	MORE
T Bank N.A.	TX	4-Stars	$25,000	4.050%	MORE
LimeLight Bank,a division of Capital Community Bank	UT	4-Stars	$1,000	4.030%	MORE
American Pride Bank	GA	5-Stars	$500	4.000%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	4.000%	MORE
CFBank N.A.	OH	5-Stars	$10,000	4.000%	MORE
Colorado Federal Savings Bank	CO	5-Stars	$5,000	4.000%	MORE
Leader Bank N.A.	MA	5-Stars	$1,000	4.000%	MORE
Newtek Bank N.A.	FL	3½-Stars	$50,000	4.000%	MORE
Poppy Bank	CA	4-Stars	$1,000	4.000%	MORE
TAB Bank	UT	4-Stars	$1,000	4.000%	MORE
18 Month CDs
Institution	State	Star-Rating	Min	APY	MORE
Raymond James Bank	FL	4-Stars	$1,000	4.250%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	4.050%	MORE
TAB Bank	UT	4-Stars	$1,000	4.050%	MORE
Citizens Bank & Trust Company	KY	5-Stars	$500	4.010%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	4.000%	MORE
E*TRADE from Morgan Stanley	NY	4-Stars	$1	4.000%	MORE
Sallie Mae Bank	UT	4-Stars	$2,500	4.000%	MORE
Vio Bank, a division of MidFirst Bank	OK	4-Stars	$500	3.950%	MORE
Home Savings Bank	UT	5-Stars	$10,000	3.900%	MORE
LimeLight Bank,a division of Capital Community Bank	UT	4-Stars	$1,000	3.900%	MORE
Newtek Bank N.A.	FL	3½-Stars	$50,000	3.900%	MORE
2 Year CDs
Institution	State	Star-Rating	Min	APY	MORE
Raymond James Bank	FL	4-Stars	$1,000	4.150%	MORE
Citizens Bank & Trust Company	KY	5-Stars	$500	4.100%	MORE
TAB Bank	UT	4-Stars	$1,000	4.100%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	4.000%	MORE
E*TRADE from Morgan Stanley	NY	4-Stars	$1	4.000%	MORE
Leader Bank N.A.	MA	5-Stars	$1,000	4.000%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	3.900%	MORE
BankIowa	IA	5-Stars	$500	3.850%	MORE
Sallie Mae Bank	UT	4-Stars	$2,500	3.850%	MORE
30 Month CDs
Institution	State	Star-Rating	Min	APY	MORE
Citizens Bank & Trust Company	KY	5-Stars	$500	4.110%	MORE
Sallie Mae Bank	UT	4-Stars	$2,500	3.900%	MORE
VisionBank	MN	3½-Stars	$1,000	3.750%	MORE
Capital One N.A.	VA	4-Stars	$1	3.500%	MORE
Northpointe Bank	MI	4-Stars	$1,000	3.500%	MORE
Monet Bank	TX	4-Stars	$25,000	3.450%	MORE
3 Year CDs
Institution	State	Star-Rating	Min	APY	MORE
Raymond James Bank	FL	4-Stars	$1,000	4.200%	MORE
TAB Bank	UT	4-Stars	$1,000	4.150%	MORE
Citizens Bank & Trust Company	KY	5-Stars	$500	4.100%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	4.000%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	4.000%	MORE
E*TRADE from Morgan Stanley	NY	4-Stars	$1	4.000%	MORE
Sallie Mae Bank	UT	4-Stars	$2,500	3.950%	MORE
BankIowa	IA	5-Stars	$500	3.850%	MORE
4 Year CDs
Institution	State	Star-Rating	Min	APY	MORE
Raymond James Bank	FL	4-Stars	$1,000	4.300%	MORE
TAB Bank	UT	4-Stars	$1,000	4.150%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	4.000%	MORE
Citizens Bank & Trust Company	KY	5-Stars	$500	4.000%	MORE
First National Bank of America	MI	4-Stars	$1,000	4.000%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	3.800%	MORE
KS StateBank	KS	4-Stars	$500	3.800%	MORE
Leader Bank N.A.	MA	5-Stars	$1,000	3.750%	MORE
Second Federal S & L of Philadelphia	PA	5-Stars	$500	3.750%	MORE
VisionBank	MN	3½-Stars	$1,000	3.750%	MORE
5 Year CDs
Institution	State	Star-Rating	Min	APY	MORE
Raymond James Bank	FL	4-Stars	$1,000	4.350%	MORE
TAB Bank	UT	4-Stars	$1,000	4.200%	MORE
E*TRADE from Morgan Stanley	NY	4-Stars	$1	4.100%	MORE
Credit One Bank N.A.	NV	3½-Stars	$100,000	4.050%	MORE
Bread Savings, a division of Comenity Capital Bank	UT	3½-Stars	$1,500	4.000%	MORE
Citizens Bank & Trust Company	KY	5-Stars	$500	4.000%	MORE
First National Bank of America	MI	4-Stars	$1,000	4.000%	MORE
Sallie Mae Bank	UT	4-Stars	$2,500	4.000%	MORE
Long Term CDs
Institution	State	Star-Rating	Min	APY	MORE
First National Bank of America	MI	4-Stars	$1,000	4.000%	MORE
KS StateBank	KS	4-Stars	$500	4.000%	MORE
Marcus by Goldman Sachs	NY	5-Stars	$500	3.800%	MORE
Vio Bank, a division of MidFirst Bank	OK	4-Stars	$500	2.750%	MORE

Personal Savings Rates

Grow your savings ...Meet your goals.

Surveyed on 06-02-2026

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