Consumer CD Rates

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Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 04-14-2021

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
BrioDirectNY5-Stars$250.600%MORE
Live Oak Banking CompanyNC4-Stars$10.600%MORE
Vio BankOK5-Stars$1000.570%MORE
Comenity Capital BankUT3½-Stars$00.550%MORE
Ally BankUT5-Stars$10.500%MORE
Bankdirect.comTX4-Stars$10,0000.500%MORE
Colorado Federal Savings BankCO5-Stars$50,0000.500%MORE
First Internet Bank of IndianaIN5-Stars$1000.500%MORE
igobanking.comNY5-Stars$25,0000.500%MORE
marcus.comNY4-Stars$10.500%MORE
Poppy BankCA5-Stars$100,0000.500%MORE
Rising BankMO5-Stars$1,0000.500%MORE
Synchrony BankUT5-Stars$5,0000.500%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
TIAA FSBFL4-Stars$5,0000.350%MORE
Ultima Bank MinnesotaMN5-Stars$1,0000.300%MORE
BrioDirectNY5-Stars$5000.250%MORE
ConnectOne BankNJ5-Stars$5000.250%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.250%MORE
Giantbank.comAR5-Stars$2,5000.250%MORE
LendingClub Bank N.A.MA4-Stars$1,0000.250%MORE
Poppy BankCA5-Stars$1,0000.250%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Quontic BankNY3½-Stars$5000.600%MORE
igobanking.comNY5-Stars$1,0000.550%MORE
Bankdirect.comTX4-Stars$10,0000.500%MORE
LimeLight BankUT5-Stars$1,0000.500%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.450%MORE
PurePointCA5-Stars$10,0000.450%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA3½-Stars$1,0000.700%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.650%MORE
Quontic BankNY3½-Stars$5000.650%MORE
Comenity Capital BankUT3½-Stars$1,5000.630%MORE
Bankdirect.comTX4-Stars$10,0000.600%MORE
BrioDirectNY5-Stars$5000.600%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.600%MORE
igobanking.comNY5-Stars$1,0000.600%MORE
LimeLight BankUT5-Stars$1,0000.600%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5000.700%MORE
First Federal Savings Bank of KentuckyKY4-Stars$5000.650%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.650%MORE
igobanking.comNY5-Stars$1,0000.650%MORE
LimeLight BankUT5-Stars$1,0000.650%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.650%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA3½-Stars$1,0000.850%MORE
First Federal Savings Bank of KentuckyKY4-Stars$5000.850%MORE
Second Federal S & L of PhiladelphiaPA4-Stars$5000.850%MORE
CFBank N.A.OH5-Stars$5,0000.750%MORE
Comenity Capital BankUT3½-Stars$1,5000.750%MORE
Poppy BankCA5-Stars$1,0000.750%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA3½-Stars$1,0000.900%MORE
TIAA FSBFL4-Stars$5,0000.650%MORE
Discover BankDE5-Stars$25,0000.550%MORE
Bankdirect.comTX4-Stars$10,0000.500%MORE
BrioDirectNY5-Stars$5000.450%MORE
Capitol Federal Savings BankKS5-Stars$1,0000.450%MORE
Sallie Mae BankUT4-Stars$2,5000.450%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
First Federal Savings Bank of KentuckyKY4-Stars$5001.000%MORE
Poppy BankCA5-Stars$1,0001.000%MORE
Second Federal S & L of PhiladelphiaPA4-Stars$5001.000%MORE
Crescent Bank & TrustLA3½-Stars$1,0000.950%MORE
Comenity Capital BankUT3½-Stars$1,5000.850%MORE
igobanking.comNY5-Stars$1,0000.850%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5001.100%MORE
Crescent Bank & TrustLA3½-Stars$1,0001.000%MORE
First Federal Savings Bank of KentuckyKY4-Stars$5001.000%MORE
Poppy BankCA5-Stars$1,0001.000%MORE
igobanking.comNY5-Stars$1,0000.900%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPA4-Stars$5001.250%MORE
Malvern Bank NAPA4-Stars$5001.050%MORE
Columbia BankNJ5-Stars$5001.000%MORE
First Federal Savings Bank of KentuckyKY4-Stars$5001.000%MORE
North Country Savings BankNY5-Stars$1,0001.000%MORE
Poppy BankCA5-Stars$1,0001.000%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
Celtic BankUT4-Stars$1,0001.200%MORE
Columbia BankNJ5-Stars$5001.000%MORE
Third Federal Savings & LoanOH5-Stars$5000.700%MORE
Vio BankOK5-Stars$5000.700%MORE
Discover BankDE5-Stars$25,0000.600%MORE
marcus.comNY4-Stars$5000.600%MORE