Consumer CD Rates

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Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Rates are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 08-14-2019

Money Market / Savings Accounts
InstitutionCity, StatePhoneMinAPYMORE INFO
Vio Bank, a trade name for MidFirst BankOklahoma City, OK(888) 999-9170$100.002.520%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$1.002.300%MORE INFO
Memory Bank, a trade name for Republic Bank & TrustLouisville, KY(877) 757-3400$1.002.250%MORE INFO
UFB Direct, a trade name for Axos BankSan Diego, CA(877) 472-9200$25,000.002.250%MORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$5,000.002.200%MORE INFO
90 Day CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
VirtualBank, a trade name for IberiaBankLafayette, LA(877) 998-2265$10,000.002.150%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$1,000.002.100%MORE INFO
cdbank.com, a division of TBK Bank SSBDallas, TX(888) 201-8185$500.002.000%MORE INFO
Popular BankNew York, NY$10,000.001.900%MORE INFO
TIAA FSBJacksonville, FL(888) 882-3837$5,000.001.900%MORE INFO
180 Day CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
cdbank.com, a division of TBK Bank SSBDallas, TX(888) 201-8185$500.002.350%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.350%MORE INFO
BAC Florida BankCoral Gables, FL(305) 789-7000$5,000.002.250%MORE INFO
Third Federal Savings & LoanCleveland, OH(800) 844-7333$500.002.250%MORE INFO
Popular BankNew York, NY$10,000.002.200%MORE INFO
1 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Ally BankSandy, UT(866) 246-2265$25,000.002.500%MORE INFO
BankFiveFall River, MA(855) 552-2655$500.002.500%MORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.500%MORE INFO
Poppy BankSanta Rosa, CA(888) 636-9994$1,000.002.500%MORE INFO
Barclays Bank DelawareWilmington, DE(888) 710-8756$1.002.450%MORE INFO
Colorado Federal Savings BankGreenwood Village, CO(877) 484-2372$5,000.002.450%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.450%MORE INFO
Synchrony BankDraper, UT(866) 226-5638$2,000.002.450%MORE INFO
18 Month CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Ally BankSandy, UT(866) 246-2265$25,000.002.550%MORE INFO
Capital One N.A.McLean, VA(800) 464-3473$1.002.550%MORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.500%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.500%MORE INFO
Synchrony BankDraper, UT(866) 226-5638$2,000.002.500%MORE INFO
2 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.550%MORE INFO
Ally BankSandy, UT(866) 246-2265$25,000.002.500%MORE INFO
Barclays Bank DelawareWilmington, DE(888) 710-8756$1.002.500%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$1,000.002.500%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.500%MORE INFO
Poppy BankSanta Rosa, CA(888) 636-9994$1,000.002.500%MORE INFO
Synchrony BankDraper, UT(866) 226-5638$2,000.002.500%MORE INFO
30 Month CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Discover BankGreenwood, DE(800) 347-7000$25,000.002.450%MORE INFO
Capital One N.A.McLean, VA(800) 464-3473$1.002.350%MORE INFO
PurePoint, a trade name for MUFG Union Bank NASan Francisco, CA(855) 488-7873$10,000.002.350%MORE INFO
Capitol Federal Savings BankTopeka, KS(888) 822-7333$1,000.002.300%MORE INFO
Crescent Bank & TrustNew Orleans, LA(877) 831-3334$1,000.002.250%MORE INFO
3 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.600%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.600%MORE INFO
Ally BankSandy, UT(866) 246-2265$25,000.002.550%MORE INFO
BankFiveFall River, MA(855) 552-2655$500.002.550%MORE INFO
Barclays Bank DelawareWilmington, DE(888) 710-8756$1.002.550%MORE INFO
Synchrony BankDraper, UT(866) 226-5638$2,000.002.550%MORE INFO
4 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.650%MORE INFO
AbleBanking.com, a trade name for Northeast BankLewiston, ME(888) 426-2253$1,000.002.600%MORE INFO
Barclays Bank DelawareWilmington, DE(888) 710-8756$1.002.600%MORE INFO
FVCbankFairfax, VA(703) 436-4740$1,000.002.600%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.600%MORE INFO
Synchrony BankDraper, UT(866) 226-5638$2,000.002.600%MORE INFO
5 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Giantbank.com, a trade name for Centennial BankConway, AR(877) 446-4200$2,500.002.840%MORE INFO
Allied First BankOswego, IL(800) 272-3286$500.002.798%MORE INFO
Barclays Bank DelawareWilmington, DE(888) 710-8756$1.002.750%MORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.700%MORE INFO
FVCbankFairfax, VA(703) 436-4740$1,000.002.700%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.700%MORE INFO
Long Term CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Discover BankGreenwood, DE(800) 347-7000$25,000.002.700%MORE INFO
marcus.com, a trade name for Goldman Sachs Bank USANew York, NY(855) 730-7283$500.002.650%MORE INFO
USAA Federal Savings BankSan Antonio, TX(800) 531-7283$1,000.002.530%MORE INFO
Third Federal Savings & LoanCleveland, OH(800) 844-7333$500.002.450%MORE INFO
Capitol Federal Savings BankTopeka, KS(888) 822-7333$1,000.002.150%MORE INFO