Consumer CD Rates

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Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 01-15-2020

Money Market / Savings Accounts
InstitutionCity, StatePhoneMinAPYMORE INFO
Memory Bank, a trade name for Republic Bank & TrustLouisville, KY(877) 757-3400$1.002.000%MORE INFO
UFB Direct, a trade name for Axos BankSan Diego, CA(877) 472-9200$25,000.002.000%MORE INFO
Vio Bank, a trade name for MidFirst BankOklahoma City, OK(888) 999-9170$100.001.950%MORE INFO
First Internet Bank of IndianaFishers, IN(888) 873-3424$100.001.920%MORE INFO
Colorado Federal Savings BankGreenwood Village, CO(877) 484-2372$50,000.001.900%MORE INFO
igobanking.com, a trade name for Flushing BankUniondale, NY(888) 432-5890$25,000.001.900%MORE INFO
Rising Bank a division of Midwest BankCentreSaint Louis, MO.$1,000.001.900%MORE INFO
90 Day CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
MyBankingDirect.com, a trade name for New York Community BankFlushing, NY(888) 228-8146$0.001.650%MORE INFO
cdbank.com, a division of TBK Bank SSBDallas, TX(888) 201-8185$100,000.001.600%MORE INFO
VirtualBank, a trade name for IberiaBankLafayette, LA(877) 998-2265$10,000.001.510%MORE INFO
Columbia BankFair Lawn, NJ(800)522-4167$500.001.500%MORE INFO
Popular BankNew York, NY$10,000.001.500%MORE INFO
180 Day CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Peoples BankMagnolia, AR(870) 234-5777$1,000.002.020%MORE INFO
BAC Florida BankCoral Gables, FL(855)512-0989$5,000.001.900%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.001.900%MORE INFO
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-6015$1,000.001.850%MORE INFO
AbleBanking.com, a trade name for Northeast BankLewiston, ME(888) 426-2253$1,000.001.800%MORE INFO
igobanking.com, a trade name for Flushing BankUniondale, NY(888) 432-5890$1,000.001.800%MORE INFO
1 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Quontic BankAstoria, NY$1,000.002.200%MORE INFO
Amerant Bank N.A.Coral Gables, FL$10,000.002.150%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.150%MORE INFO
marcus.com, a trade name for Goldman Sachs Bank USANew York, NY(855) 730-7283$500.002.150%MORE INFO
Rising Bank a division of Midwest BankCentreSaint Louis, MO.$1,000.002.150%MORE INFO
18 Month CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Amerant Bank N.A.Coral Gables, FL$10,000.002.150%MORE INFO
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-6015$1,000.002.150%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.150%MORE INFO
Sallie Mae BankSalt Lake City, UT(877) 346-2756$2,500.002.100%MORE INFO
Colorado Federal Savings BankGreenwood Village, CO(877) 484-2372$5,000.002.060%MORE INFO
2 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Amerant Bank N.A.Coral Gables, FL$10,000.002.200%MORE INFO
Live Oak Banking CompanyWilmington, NC(866) 518-0286$2,500.002.200%MORE INFO
Quontic BankAstoria, NY$1,000.002.200%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.002.150%MORE INFO
Sallie Mae BankSalt Lake City, UT(877) 346-2756$2,500.002.150%MORE INFO
30 Month CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Sallie Mae BankSalt Lake City, UT(877) 346-2756$2,500.002.150%MORE INFO
Crescent Bank & TrustNew Orleans, LA(877) 831-3334$1,000.002.100%MORE INFO
Discover BankGreenwood, DE(800) 347-7000$25,000.002.050%MORE INFO
Capitol Federal Savings BankTopeka, KS(888) 822-7333$1,000.002.000%MORE INFO
Northpointe BankGrand Rapids, MI(877) 667-8441$1,000.001.950%MORE INFO
PurePoint, a trade name for MUFG Union Bank NASan Francisco, CA(855) 488-7873$10,000.001.950%MORE INFO
3 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-6015$1,000.002.250%MORE INFO
Amerant Bank N.A.Coral Gables, FL$10,000.002.200%MORE INFO
BankFiveFall River, MA(855) 552-2655$500.002.200%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.002.200%MORE INFO
Quontic BankAstoria, NY$1,000.002.200%MORE INFO
4 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.002.250%MORE INFO
Amerant Bank N.A.Coral Gables, FL$10,000.002.200%MORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.200%MORE INFO
Crescent Bank & TrustNew Orleans, LA(877) 831-3334$1,000.002.200%MORE INFO
Quontic BankAstoria, NY$1,000.002.200%MORE INFO
5 Year CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
Crescent Bank & TrustNew Orleans, LA(877) 831-3334$1,000.002.350%MORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.002.300%MORE INFO
Popular BankNew York, NY$10,000.002.260%MORE INFO
Citizens Access, a trade name for Citizens Bank, N.A.Providence, RI(888) 201-6505$25,000.002.250%MORE INFO
marcus.com, a trade name for Goldman Sachs Bank USANew York, NY(855) 730-7283$500.002.250%MORE INFO
Northpointe BankGrand Rapids, MI(877) 667-8441$1,000.002.250%MORE INFO
Long Term CDs
InstitutionCity, StatePhoneMinAPYMORE INFO
First National Bank of AmericaEast Lansing, MI(800) 968-3626$1,000.002.400%MORE INFO
marcus.com, a trade name for Goldman Sachs Bank USANew York, NY(855) 730-7283$500.002.300%MORE INFO
Discover BankGreenwood, DE(800) 347-7000$25,000.002.200%MORE INFO
Third Federal Savings & LoanCleveland, OH(800) 844-7333$500.002.150%MORE INFO
USAA Federal Savings BankSan Antonio, TX(800) 531-7283$1,000.002.120%MORE INFO