Consumer CD Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 01-19-2022

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1000.610%MORE
Colorado Federal Savings BankCO5-Stars$50,0000.600%MORE
BrioDirectNY5-Stars$250.550%MORE
Comenity Capital BankUT3½-Stars$1000.550%MORE
Vio BankOK5-Stars$1000.510%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Colorado Federal Savings BankCO5-Stars$00.350%MORE
TIAA FSBFL5-Stars$1,0000.350%MORE
Ultima Bank MinnesotaMN5-Stars$1,0000.300%MORE
BrioDirectNY5-Stars$5000.250%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.250%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Quontic BankNY4-Stars$5000.550%MORE
Bankdirect.comTX4-Stars$1,0000.500%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.500%MORE
Colorado Federal Savings BankCO5-Stars$5,0000.450%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.450%MORE
igobanking.comNY5-Stars$1,0000.450%MORE
LimeLight BankUT5-Stars$1,0000.450%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0000.850%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.750%MORE
Colorado Federal Savings BankCO5-Stars$5,0000.730%MORE
Comenity Capital BankUT3½-Stars$1,5000.650%MORE
Bankdirect.comTX4-Stars$1,0000.600%MORE
First Internet Bank of IndianaIN5-Stars$1,0000.600%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1,0000.600%MORE
LimeLight BankUT5-Stars$1,0000.600%MORE
Quontic BankNY4-Stars$5000.600%MORE
Sallie Mae BankUT4-Stars$2,5000.600%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0000.900%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.800%MORE
Colorado Federal Savings BankCO5-Stars$5,0000.770%MORE
LimeLight BankUT5-Stars$1,0000.700%MORE
Synchrony BankUT5-Stars$5,0000.700%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0001.050%MORE
Quontic BankNY4-Stars$5000.950%MORE
Colorado Federal Savings BankCO5-Stars$5,0000.870%MORE
First Federal Savings Bank of KentuckyKY4-Stars$5000.850%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.850%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0001.100%MORE
Capital One N.A.VA4-Stars$10.700%MORE
Discover BankDE5-Stars$25,0000.700%MORE
TIAA FSBFL5-Stars$1,0000.700%MORE
Sallie Mae BankUT4-Stars$2,5000.600%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0001.200%MORE
Quontic BankNY4-Stars$5001.100%MORE
Comenity Capital BankUT3½-Stars$1,5001.000%MORE
First Federal Savings Bank of KentuckyKY4-Stars$5001.000%MORE
Popular BankNY5-Stars$10,0000.950%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0001.250%MORE
Comenity Capital BankUT3½-Stars$1,5001.050%MORE
First Federal Savings Bank of KentuckyKY4-Stars$5001.000%MORE
Home Savings BankUT5-Stars$5,0000.950%MORE
Live Oak Banking CompanyNC4-Stars$2,5000.900%MORE
Second Federal S & L of PhiladelphiaPA5-Stars$5000.900%MORE
TIAA FSBFL5-Stars$1,0000.900%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustLA4-Stars$1,0001.300%MORE
Quontic BankNY4-Stars$01.200%MORE
Comenity Capital BankUT3½-Stars$1,5001.100%MORE
Colorado Federal Savings BankCO5-Stars$5,0001.070%MORE
Malvern Bank NAPA3½-Stars$5001.050%MORE
TIAA FSBFL5-Stars$1,0001.050%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
Discover BankDE5-Stars$25,0001.000%MORE
marcus.comNY5-Stars$5001.000%MORE
Columbia BankNJ5-Stars$5000.750%MORE
KS StateBankKS5-Stars$5000.750%MORE
Third Federal Savings & LoanOH5-Stars$5000.700%MORE
Vio BankOK5-Stars$5000.700%MORE