Consumer CD Rates

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Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates. Corporate Depositors may be interested in our weekly newsletter Jumbo Rate News.

CD Interest Calculator

Surveyed on 01-13-2021

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
BrioDirect, a division of Sterling NBPearl River, NY(877) 369-BRIO25.000.650%MORE
Bankdirect.com, a trade name for Texas Capital Bank NADallas, TX(877) 839-273710,000.000.600%MORE
Comenity Capital BankDraper, UT(833)755-43540.000.600%MORE
Live Oak Banking CompanyWilmington, NC(866) 518-02861.000.600%MORE
Synchrony BankDraper, UT(866) 226-56385,000.000.600%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
BrioDirect, a division of Sterling NBPearl River, NY(877) 369-BRIO500.000.500%MORE
Northpointe BankGrand Rapids, MI(877) 667-84411,000.000.300%MORE
Ultima Bank MinnesotaWinger, MN(800) 421-53221,000.000.300%MORE
American BankAllentown, PA(888) 960-5050500.000.250%MORE
ConnectOne BankEnglewood Cliffs, NJ(844) 266-2548500.000.250%MORE
First Internet Bank of IndianaFishers, IN(888) 873-34241,000.000.250%MORE
Giantbank.com, a trade name for Centennial BankConway, AR(877) 446-42002,500.000.250%MORE
Radius BankBoston, MA(800) 242-02721,000.000.250%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
igobanking.com, a trade name for Flushing BankUniondale, NY(888) 432-58901,000.000.600%MORE
Quontic BankAstoria, NY0.000.600%MORE
SouthStar Bank S.S.B.Moulton, TX1,000.000.550%MORE
Bankdirect.com, a trade name for Texas Capital Bank NADallas, TX(877) 839-273710,000.000.500%MORE
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-60151,000.000.500%MORE
Presidential Bank FSBBethesda, MD(800) 383-62661,000.000.500%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
SouthStar Bank S.S.B.Moulton, TX1,000.000.700%MORE
BrioDirect, a division of Sterling NBPearl River, NY(877) 369-BRIO500.000.650%MORE
igobanking.com, a trade name for Flushing BankUniondale, NY(888) 432-58901,000.000.650%MORE
Live Oak Banking CompanyWilmington, NC(866) 518-02862,500.000.650%MORE
Quontic BankAstoria, NY1,000.000.650%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPhiladelphia, PA(215) 563-1572500.000.750%MORE
SouthStar Bank S.S.B.Moulton, TX1,000.000.750%MORE
igobanking.com, a trade name for Flushing BankUniondale, NY(888) 432-58901,000.000.700%MORE
BAC Florida BankCoral Gables, FL(855)512-09895,000.000.650%MORE
First Internet Bank of IndianaFishers, IN(888) 873-34241,000.000.650%MORE
LimeLight Bank, a trade name for Capital Community BankProvo, UT(800) 639-60151,000.000.650%MORE
Live Oak Banking CompanyWilmington, NC(866) 518-02862,500.000.650%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPhiladelphia, PA(215) 563-1572500.000.900%MORE
SouthStar Bank S.S.B.Moulton, TX1,000.000.800%MORE
Comenity Capital BankDraper, UT(833)755-43541,500.000.750%MORE
Poppy BankSanta Rosa, CA(888) 636-99941,000.000.750%MORE
First Internet Bank of IndianaFishers, IN(888) 873-34241,000.000.700%MORE
Live Oak Banking CompanyWilmington, NC(866) 518-02862,500.000.700%MORE
Quontic BankAstoria, NY1,000.000.700%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Crescent Bank & TrustNew Orleans, LA(877) 831-33341,000.000.700%MORE
Dime Community BankBrooklyn, NY(800) 321-3463500.000.650%MORE
Capitol Federal Savings BankTopeka, KS(888) 822-73331,000.000.600%MORE
Sallie Mae BankSalt Lake City, UT(877) 346-27562,500.000.600%MORE
American BankAllentown, PA(888) 960-5050500.000.550%MORE
Discover BankGreenwood, DE(800) 347-700025,000.000.550%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPhiladelphia, PA(215) 563-1572500.001.050%MORE
Comenity Capital BankDraper, UT(833)755-43541,500.000.850%MORE
SouthStar Bank S.S.B.Moulton, TX1,000.000.850%MORE
First Internet Bank of IndianaFishers, IN(888) 873-34241,000.000.810%MORE
Crescent Bank & TrustNew Orleans, LA(877) 831-33341,000.000.800%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPhiladelphia, PA(215) 563-1572500.001.150%MORE
SouthStar Bank S.S.B.Moulton, TX1,000.000.900%MORE
First Internet Bank of IndianaFishers, IN(888) 873-34241,000.000.860%MORE
Comenity Capital BankDraper, UT(833)755-43541,500.000.850%MORE
Crescent Bank & TrustNew Orleans, LA(877) 831-33341,000.000.850%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Second Federal S & L of PhiladelphiaPhiladelphia, PA(215) 563-1572500.001.300%MORE
North Country Savings BankCanton, NY(315) 386-45331,000.001.000%MORE
First Internet Bank of IndianaFishers, IN(888) 873-34241,000.000.960%MORE
SouthStar Bank S.S.B.Moulton, TX1,000.000.950%MORE
Allied First BankOswego, IL(800) 272-3286500.000.900%MORE
Comenity Capital BankDraper, UT(833)755-43541,500.000.900%MORE
Ultima Bank MinnesotaWinger, MN(800) 421-53221,000.000.900%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
Third Federal Savings & LoanCleveland, OH(800) 844-7333500.000.750%MORE
Dime Community BankBrooklyn, NY(800) 321-3463500.000.700%MORE
Vio Bank, a trade name for MidFirst BankOklahoma City, OK(888) 999-9170500.000.700%MORE
Columbia BankFair Lawn, NJ(800)522-4167500.000.650%MORE
Discover BankGreenwood, DE(800) 347-700025,000.000.600%MORE
marcus.com, a trade name for Goldman Sachs Bank USANew York, NY(855) 730-7283500.000.600%MORE