Personal Savings Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates.

CD Interest Calculator

Surveyed on 09-22-2026

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
Newtek Bank N.A.FL3½-Stars$14.200%MORE
CFG BankMD3½-Stars$1,0004.050%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.050%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$1004.010%MORE
Accrdia Bank,a division of Quill BankUT4-Stars$1004.000%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$2,5004.000%MORE
Live Oak Banking CompanyNC4-Stars$1,0004.000%MORE
Poppy BankCA4-Stars$1,0004.000%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1,0004.250%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.100%MORE
Merrick BankUT4-Stars$25,0004.100%MORE
DR BankCT5-Stars$5004.050%MORE
Poppy BankCA4-Stars$1,0004.000%MORE
Finworth a Division of INSBANKTN5-Stars$50,0003.950%MORE
Popular BankNY5-Stars$10,0003.950%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Climate First BankFL4-Stars$5004.330%MORE
DR BankCT5-Stars$5004.300%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.250%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1,0004.250%MORE
Accrdia Bank,a division of Quill BankUT4-Stars$1,0004.200%MORE
E*TRADE from Morgan StanleyNY4-Stars$14.200%MORE
EagleBankMD3½-Stars$1,0004.200%MORE
Leader Bank N.A.MA5-Stars$1,0004.200%MORE
Raymond James BankFL4-Stars$1,0004.200%MORE
Colorado Federal Savings BankCO5-Stars$5,0004.150%MORE
Finworth a Division of INSBANKTN5-Stars$50,0004.150%MORE
Merrick BankUT4-Stars$25,0004.150%MORE
Popular BankNY5-Stars$10,0004.150%MORE
TBO BankMO4-Stars$5004.150%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
EagleBankMD3½-Stars$1,0004.450%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.350%MORE
CIBC Bank USAIL5-Stars$1,0004.350%MORE
DR BankCT5-Stars$5004.350%MORE
E*TRADE from Morgan StanleyNY4-Stars$14.350%MORE
Raymond James BankFL4-Stars$1,0004.350%MORE
T Bank N.A.TX4-Stars$25,0004.350%MORE
CFG BankMD3½-Stars$5004.300%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.300%MORE
First National Bank of AmericaMI4-Stars$1,0004.300%MORE
Merrick BankUT4-Stars$25,0004.300%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0004.550%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.450%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.400%MORE
DR BankCT5-Stars$04.400%MORE
E*TRADE from Morgan StanleyNY4-Stars$14.400%MORE
Merrick BankUT4-Stars$25,0004.400%MORE
EagleBankMD3½-Stars$1,0004.350%MORE
Leader Bank N.A.MA5-Stars$1,0004.350%MORE
Marcus by Goldman SachsNY5-Stars$5004.350%MORE
Popular BankNY5-Stars$10,0004.350%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0004.650%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.450%MORE
DR BankCT5-Stars$04.450%MORE
Merrick BankUT4-Stars$25,0004.450%MORE
Popular BankNY5-Stars$10,0004.450%MORE
E*TRADE from Morgan StanleyNY4-Stars$14.400%MORE
Barclays Bank DelawareDE4-Stars$14.350%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.350%MORE
EagleBankMD3½-Stars$1,0004.350%MORE
Finworth a Division of INSBANKTN5-Stars$50,0004.350%MORE
Leader Bank N.A.MA5-Stars$1,0004.350%MORE
Marcus by Goldman SachsNY5-Stars$5004.350%MORE
Sallie Mae BankUT4-Stars$2,5004.350%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Leader Bank N.A.MA5-Stars$1,0004.350%MORE
Sallie Mae BankUT4-Stars$2,5004.350%MORE
Citizens Bank & Trust CompanyKY5-Stars$5004.260%MORE
Climate First BankFL4-Stars$5004.250%MORE
VisionBankMN3½-Stars$1,0004.000%MORE
EagleBankMD3½-Stars$1,0003.750%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0004.800%MORE
Popular BankNY5-Stars$10,0004.500%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.450%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.400%MORE
E*TRADE from Morgan StanleyNY4-Stars$14.400%MORE
Farmers & Merchants State BankWI5-Stars$5004.400%MORE
Sallie Mae BankUT4-Stars$2,5004.400%MORE
Leader Bank N.A.MA5-Stars$1,0004.350%MORE
Marcus by Goldman SachsNY5-Stars$5004.350%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0004.850%MORE
Popular BankNY5-Stars$10,0004.500%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.450%MORE
Leader Bank N.A.MA5-Stars$1,0004.350%MORE
Marcus by Goldman SachsNY5-Stars$5004.350%MORE
Citizens Bank & Trust CompanyKY5-Stars$5004.300%MORE
First National Bank of AmericaMI4-Stars$1,0004.300%MORE
TAB BankUT4-Stars$1,0004.200%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0004.950%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.500%MORE
Popular BankNY5-Stars$10,0004.500%MORE
E*TRADE from Morgan StanleyNY4-Stars$14.400%MORE
Sallie Mae BankUT4-Stars$2,5004.400%MORE
Climate First BankFL4-Stars$5004.390%MORE
Leader Bank N.A.MA5-Stars$1,0004.350%MORE
Marcus by Goldman SachsNY5-Stars$5004.350%MORE
Synchrony BankUT4-Stars$14.350%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
Marcus by Goldman SachsNY5-Stars$5004.350%MORE
First National Bank of AmericaMI4-Stars$1,0004.300%MORE
KS StateBankKS4-Stars$5004.000%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$5002.750%MORE