Personal Savings Rates

Grow your savings ...Meet your goals.

Top Consumer CD Rates from some of the Nation's Strongest Banks (Annual Percentage Yields are surveyed each week.) Please Note: Rates are as of the date noted below and are subject to change without notice. For best results, apply for your CD online via the link from this website. Some banks offer better rates online then they do through the mail, particularly if the bank has an online division. If sending money through the mail, please contact the institution beforehand.

BauerFinancial does not accept advertising from banks. No bank pays for its rating or to list its rates.

CD Interest Calculator

Surveyed on 10-13-2026

Money Market / Savings Accounts
InstitutionStateStar-RatingMinAPYMORE
CFBank N.A.OH5-Stars$25,0004.250%MORE
EverBank, N.A.FL5-Stars$50,0004.200%MORE
Newtek Bank N.A.FL3½-Stars$14.200%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.150%MORE
Accrdia Bank,a division of Quill BankUT4-Stars$1004.100%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1004.050%MORE
CFG BankMD3½-Stars$1,0004.050%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$1004.010%MORE
90 Day CDs
InstitutionStateStar-RatingMinAPYMORE
PopularDirect.comNY5-Stars$10,0004.300%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1,0004.250%MORE
Poppy BankCA4-Stars$1,0004.250%MORE
Merrick BankUT4-Stars$25,0004.180%MORE
American BankPA5-Stars$5004.100%MORE
Bask Bank, a division of Texas Capital BankTX5-Stars$1,0004.100%MORE
180 Day CDs
InstitutionStateStar-RatingMinAPYMORE
Merrick BankUT4-Stars$25,0004.350%MORE
PopularDirect.comNY5-Stars$10,0004.350%MORE
Raymond James BankFL4-Stars$1,0004.350%MORE
Climate First BankFL4-Stars$5004.330%MORE
Accrdia Bank,a division of Quill BankUT4-Stars$1,0004.300%MORE
DR BankCT5-Stars$5004.300%MORE
Newtek Bank N.A.FL3½-Stars$50,0004.300%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.250%MORE
Ivy Bank, a division of Cambridge SBMA5-Stars$1,0004.250%MORE
Poppy BankCA4-Stars$1,0004.250%MORE
1 Year CDs
InstitutionStateStar-RatingMinAPYMORE
E*TRADE from Morgan StanleyNY4-Stars$14.750%MORE
Merrick BankUT4-Stars$25,0004.640%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.600%MORE
Raymond James BankFL4-Stars$1,0004.600%MORE
T Bank N.A.TX4-Stars$25,0004.520%MORE
Barclays Bank DelawareDE4-Stars$14.500%MORE
PopularDirect.comNY5-Stars$10,0004.500%MORE
CFG BankMD3½-Stars$5004.460%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.450%MORE
EagleBankMD3½-Stars$1,0004.450%MORE
18 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0004.850%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.750%MORE
Merrick BankUT4-Stars$25,0004.650%MORE
PopularDirect.comNY5-Stars$10,0004.650%MORE
Barclays Bank DelawareDE4-Stars$14.500%MORE
CFG BankMD3½-Stars$5004.500%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.500%MORE
Accrdia Bank,a division of Quill BankUT4-Stars$1,0004.400%MORE
DR BankCT5-Stars$04.400%MORE
E*TRADE from Morgan StanleyNY4-Stars$14.400%MORE
Finworth a Division of INSBANKTN5-Stars$50,0004.400%MORE
Marcus by Goldman SachsNY5-Stars$5004.400%MORE
Sallie Mae BankUT4-Stars$2,5004.400%MORE
2 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0005.000%MORE
Barclays Bank DelawareDE4-Stars$14.750%MORE
PopularDirect.comNY5-Stars$10,0004.700%MORE
Merrick BankUT4-Stars$25,0004.650%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.500%MORE
Accrdia Bank,a division of Quill BankUT4-Stars$04.450%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.450%MORE
DR BankCT5-Stars$04.450%MORE
Finworth a Division of INSBANKTN5-Stars$50,0004.450%MORE
30 Month CDs
InstitutionStateStar-RatingMinAPYMORE
Sallie Mae BankUT4-Stars$2,5004.400%MORE
Leader Bank N.A.MA5-Stars$1,0004.350%MORE
Citizens Bank & Trust CompanyKY5-Stars$5004.260%MORE
Climate First BankFL4-Stars$5004.250%MORE
VisionBankMN3½-Stars$1,0004.250%MORE
EagleBankMD3½-Stars$1,0003.750%MORE
3 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0005.100%MORE
PopularDirect.comNY5-Stars$10,0004.850%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.550%MORE
Accrdia Bank,a division of Quill BankUT4-Stars$1,0004.500%MORE
Barclays Bank DelawareDE4-Stars$14.500%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.500%MORE
First National Bank of AmericaMI4-Stars$1,0004.450%MORE
Sallie Mae BankUT4-Stars$2,5004.450%MORE
4 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0005.200%MORE
PopularDirect.comNY5-Stars$10,0004.950%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.550%MORE
Barclays Bank DelawareDE4-Stars$14.500%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.450%MORE
First National Bank of AmericaMI4-Stars$1,0004.450%MORE
Marcus by Goldman SachsNY5-Stars$5004.400%MORE
Merrick BankUT4-Stars$25,0004.400%MORE
Synchrony BankUT4-Stars$14.400%MORE
5 Year CDs
InstitutionStateStar-RatingMinAPYMORE
Raymond James BankFL4-Stars$1,0005.250%MORE
PopularDirect.comNY5-Stars$10,0005.000%MORE
Barclays Bank DelawareDE4-Stars$14.750%MORE
Bread Savings, a division of Comenity Capital BankUT3½-Stars$1,5004.600%MORE
Credit One Bank N.A.NV3½-Stars$100,0004.500%MORE
First National Bank of AmericaMI4-Stars$1,0004.500%MORE
Sallie Mae BankUT4-Stars$2,5004.500%MORE
Synchrony BankUT4-Stars$14.500%MORE
Long Term CDs
InstitutionStateStar-RatingMinAPYMORE
First National Bank of AmericaMI4-Stars$1,0004.500%MORE
Marcus by Goldman SachsNY5-Stars$5004.400%MORE
KS StateBankKS4-Stars$5004.250%MORE
Vio Bank, a division of MidFirst BankOK4-Stars$5002.750%MORE