We Analyze Banks and Credit Unions Very Carefully
...Because Peace of Mind Matters
Trusted Since 1983
“We have a responsibility to both bankers and their customers and we take that responsibility very seriously.”
What customers say about us
Great Service
Vice President of a California BankI have always appreciated the quick response and service we have received throughout the years.
Instill Confidence
President of a Connecticut BankI cannot compliment Bauer enough. People, especially CD investors, count on your ratings. They give investors more confidence...
Regulators Love Bauer
Sr. Vice President of a Mississippi BankYou guys do a super job, I've had nothing but praise from the regulators and our Board.
5-Star Community Banks with New Branches
Big banks may be merging and closing overlapping branches, but in the past several months, 468 community banks added 543 new full-service branch offices. Bauer is very heartened to see community banks helping to fill the branch void left by…
Problems in Commercial Loan Portfolios Persist
This week we turn our attention to commercial loans (a combination of commercial real estate (CRE), commercial & industrial loans (C&I) and multifamily (5 or more dwellings) residential real estate). As an industry, U.S. banks reported underperforming: CRE of 1.65%;…
Six Banks Hold 57% of Industry Loans to Consumers
U.S. consumers are making great strides in reigning in their collective debt. This was evidenced by a 5.1% decrease in consumer loans during the 12 month period that ended June 30, 2025. The credit card portion of those loans is…







