Credit Union Ratings are Now Updated
June 30th financial data has now been evaluated for all federally-insured banks and credit unions. New star-ratings and reports can be found at bauerfinancial.com. During the five years ended June 30, 2025, the number of credit unions with assets under…
Banks Have Their Own Loan Worries
The FDIC reports the percent of loans that are 30 days or more past due or in nonaccrual status (PDNA) has decreased to 1.50%. However, certain portfolios are bucking that trend and are well above the pre-pandemic average of 1.94%. This…
Credit Unions See Loans Souring
As an industry, U.S. credit unions witnessed just a small increase (2 basis points) in both their delinquency and charge-off ratios during the 12 months ended March 31, 2025. In this week’s Jumbo Rate News, however, we examine several outliers,…