Home Sweet Home Loans to Watch
As interest rates go down, home sales will undoubtedly go up. While most banks are handling their mortgage loans very well, there are always exceptions. Bauer is closely watching for any cracks in both residential real estate loan concentration and…
Are Your Deposits Fully Insured?
Not all banks are required to estimate the uninsured deposits they hold, but those that are reported a total amount of all uninsured estimates exceeding $7.5 trillion at June 30, 2025. The majority of banks reporting uninsured deposits are well…
Banks Want to Grow, Why are These Banks Shrinking?
Like any business, banks typically look for solid growth. Yet, based on June 30, 2025 data, 51 banks reported a 13% (or greater) 12 month decline in total assets. These 51 banks can be found on page 5 of this…