Bank Merger Activity is Heating Up
2025 is turning out to be a very active year for bank combinations. In less than 7 months, we lost 79 banks to mergers and acquisitions. The second half of the year looks to be even busier. On page 5…
U.S. Banks Bolstering Loan Loss Reserves
The image above depicts the growth in loans, loan loss reserves, and problem loans at our nation’s banks during the 12 month period ended March 31, 2025. Noncurrent loans grew more than three times the rate of both total loans…
Troubled Commercial Loans are on the Rise
In the past two years we have witnessed a steady rise in delinquent commercial loans, even as outstanding balances have been fluctuating. Today we examine how these changes are reflected in the banking industry as a whole, as well as…