Problems in Commercial Loan Portfolios Persist
This week we turn our attention to commercial loans (a combination of commercial real estate (CRE), commercial & industrial loans (C&I) and multifamily (5 or more dwellings) residential real estate). As an industry, U.S. banks reported underperforming: CRE of 1.65%;…
Six Banks Hold 57% of Industry Loans to Consumers
U.S. consumers are making great strides in reigning in their collective debt. This was evidenced by a 5.1% decrease in consumer loans during the 12 month period that ended June 30, 2025. The credit card portion of those loans is…
Home Sweet Home Loans to Watch
As interest rates go down, home sales will undoubtedly go up. While most banks are handling their mortgage loans very well, there are always exceptions. Bauer is closely watching for any cracks in both residential real estate loan concentration and…