We Analyze Banks and Credit Unions Very Carefully
...Because Peace of Mind Matters
Trusted Since 1983
“We have a responsibility to both bankers and their customers and we take that responsibility very seriously.”
What customers say about us
Great Service
Vice President of a California BankI have always appreciated the quick response and service we have received throughout the years.
Instill Confidence
President of a Connecticut BankI cannot compliment Bauer enough. People, especially CD investors, count on your ratings. They give investors more confidence...
Regulators Love Bauer
Sr. Vice President of a Mississippi BankYou guys do a super job, I've had nothing but praise from the regulators and our Board.
Bank Merger Activity is Heating Up
2025 is turning out to be a very active year for bank combinations. In less than 7 months, we lost 79 banks to mergers and acquisitions. The second half of the year looks to be even busier. On page 5…
U.S. Banks Bolstering Loan Loss Reserves
The image above depicts the growth in loans, loan loss reserves, and problem loans at our nation’s banks during the 12 month period ended March 31, 2025. Noncurrent loans grew more than three times the rate of both total loans…
Troubled Commercial Loans are on the Rise
In the past two years we have witnessed a steady rise in delinquent commercial loans, even as outstanding balances have been fluctuating. Today we examine how these changes are reflected in the banking industry as a whole, as well as…