Advocacy is One Thing, Action Another

A lot of lip-service is given to the concept of equality and freedom, but that's not the same as action. For some Minority Depository Institutions (MDIs), especially for Black/African-American MDIs, this year, the advocacy is changing into actual action.

The first de novo of 2023, 3½-Star Adelphi Bank, Columbus, OH, opened its doors for business on January 18th with Jordan Miller, Jr., formerly of 5-Star Fifth Third Bank, Cincinnati, OH, at the helm. The young bank’s mission: “to boost financial equity and build meaningful wealth for seamless and straightforward banking without inherent bias”. Adelphi Bank was required to raise a minimum of $17.670 million in capital and maintain a leverage capital ratio (CR) of 8%. At March 31, 2023, it had $23.195 million in total assets, $22.183 million in capital and a leverage CR of 112.9%.

Then in February, a Black-led investor group founded by Mr. Ashley Bell, announced plans to acquire a non-minority bank, namely, the $62 million asset 5-Star Holladay Bank & Trust, Salt Lake City, UT. Mr. Bell worked as an SBA regional Administrator under the Trump administration, and has since helped create the National Black Bank Foundation (NBBF) to help Black banks get access to financing. This is just one of his many endeavors.

Mr. Bell has found a willing and capable partner—Dr. Bernice A. King, daughter of the late, great, Dr. Martin Luther King, Jr. Bernice King seems intent on honoring her father’s call to accelerate financial inclusion by supporting Black banks in what he called the “bank-in movement”.

Together, their momentum is palpable. With a little help from 4-Star Bank of America, Charlotte, NC, the NBBF now has the National Football League (NFL) on board as well. The NFL has agreed to borrow $78 million over the next three years from a select group of 16 minority and community development financial institutions (Adelphi Bank being one of them).

Bell and King show no signs of stopping. In fact, they seem to be speeding up. Another joint venture between the two is Ready Life, a fintech designed to help people of color get mortgages and other loans. Ready Life has attracted many heavy hitters as advisors, some that you may recognize, like Montel Williams and Kim Kardashian.

There is no mistaking the benefits that MDIs provide to their communities. Today, there are 500 Credit Unions boasting more than $65.5 billion in assets and serving 5.2 million members as well as 148 banks with combined assets of $337.7 billion. (That’s four more banks but six fewer credit unions than last year at this time.)

If you are interested in building a relationship with any of these banks or credit unions, we have listed them below with links to Bauer’s Star-Rating pages. If the institution has a website, you may access it directly from there as well. (Ready Life is a fintech, so it is not rated by Bauer, but we did provide a link on the name (above) if you’d like to check it out.

Federally-Insured MDIs as of March 31, 2023 are listed below:

C = Credit Union; B = Bank

InstitutionType BankName City STATE
C Alabama Law Enforcement C.U. Birmingham AL
B Alamerica Bank Birmingham AL
C Birmingham City Credit Union Birmingham AL
B Commonwealth National Bank Mobile AL
C Councill Federal Credit Union Normal AL
C Demopolis Federal Credit Union Demopolis AL
C Fedmont Federal Credit Union Montgomery AL
C Fireman's Credit Union Birmingham AL
C Fogce Federal Credit Union Eutaw AL
C Gulf Coast Federal Credit Union Mobile AL
C Marvel City Federal Credit Union Bessemer AL
C Montgomery VA Federal Credit Union Montgomery AL
C New Pilgrim Federal Credit Union Birmingham AL
C NRS Community Development F.C.U. Birmingham AL
C Progressive Federal Credit Union Mobile AL
C Sixth Avenue Baptist F.C.U. Birmingham AL
C Tuscaloosa County Credit Union Tuscaloosa AL
C Tuskegee Federal Credit Union Tuskegee AL
C TVH Federal Credit Union Tuskegee AL
C Arkansas AM & N College F.C.U. Pine Bluff AR
C Arkansas Education Assn F.C.U. Little Rock AR
C Arkansas Teachers F.C.U. Little Rock AR
C Combined Federal Credit Union Hot Springs AR
C People Trust Community FCU North Little Ro AR
C AEA Federal Credit Union Yuma AZ
B Canyon Community Bank N.A. Tucson AZ
C Southeastern Arizona F.C.U. Douglas AZ
C Winslow Santa Fe Credit Union Winslow AZ
C 1st Valley Credit Union San Bernardino CA
B American Continental Bank City of Industry CA
B American Plus Bank NA Arcadia CA
B Asian Pacific National Bank San Gabriel CA
C Atchison Village Credit Union Richmond CA
B Bank Irvine Irvine CA
B Bank of Hope Los Angeles CA
B Bank of the Orient San Francisco CA
B Bank of Whittier N.A. Whittier CA
C Calcom Federal Credit Union Long Beach CA
C California Adventist F.C.U. Glendale CA
B California Business Bank Irvine CA
B California International Bank N.A. Westminster CA
B California Pacific Bank San Francisco CA
C Camino Federal Credit Union Montebello CA
B Cathay Bank Los Angeles CA
B Commercial Bank of California Irvine CA
B Commonwealth Business Bank Los Angeles CA
B Community Commerce Bank Claremont CA
C Comunidad Latina F.C.U. Santa Ana CA
C Cooperative Center F.C.U. Martinez CA
C Corrections Federal Credit Union Soledad CA
B CTBC Bank Corp. (USA) Los Angeles CA
C Eagle Community Credit Union Lake Forest CA
B East West Bank Pasadena CA
B Eastern International Bank Los Angeles CA
C Episcopal Community F.C.U. Los Angeles CA
B Evertrust Bank City of Industry CA
B First Commercial Bank USA Alhambra CA
B First General Bank Rowland Heights CA
C First Imperial Credit Union El Centro CA
B Gateway Bank F.S.B. Oakland CA
B Genesis Bank Newport Beach CA
C Glendale Federal Credit Union Glendale CA
C Hanin Federal Credit Union Los Angeles CA
B Hanmi Bank Los Angeles CA
C Jacom Credit Union Los Angeles CA
C Jones Methodist Church Credit Union San Francisco CA
C L. A. Mission Federal Credit Union San Fernando CA
B Legacy Bank Murrieta CA
C Los Angeles Federal Credit Union Glendale CA
C Los Angeles Lee F.C.U. Los Angeles CA
C Maryknoll of L A F.C.U. Los Angeles CA
B Mega Bank San Gabriel CA
B Metropolitan Bank Oakland CA
B Mission National Bank San Francisco CA
B New Omni Bank N.A. Alhambra CA
C Nikkei Credit Union Gardena CA
C Northeast Community F.C.U. San Francisco CA
C Novo Federal Credit Union Norco CA
C Ontario Montclair School Empls FCU Ontario CA
B Open Bank Los Angeles CA
B Pacific Alliance Bank San Gabriel CA
B PCB Bank Los Angeles CA
B Preferred Bank Los Angeles CA
C Priority One Credit Union South Pasadena CA
C Rolling F Credit Union Turlock CA
B Royal Business Bank Los Angeles CA
C San Francisco Lee F.C.U. San Francisco CA
C Santa Ana Federal Credit Union Santa Ana CA
C Schools Federal Credit Union Torrance CA
C Sun Community Federal Credit Union El Centro CA
C Sunkist Employees F.C.U. Valencia CA
C Thinkwise Credit Union San Bernardino CA
C Tucoemas Federal Credit Union Visalia CA
C Tulare County Federal Credit Union Tulare CA
C U.P.S. Employees F.C.U. Ontario CA
C Union Yes Credit Union Orange CA
B United Pacific Bank City of Industry CA
B Universal Bank West Covina CA
B US Metro Bank Garden Grove CA
C USC Credit Union Los Angeles CA
C Utility District Credit Union Oakland CA
C VA Desert Pacific F.C.U. Long Beach CA
C Valley Hills Federal Credit Union San Bernardino CA
C Guadalupe Parish Credit Union Antonito CO
B Native American Bank N.A. Denver CO
C Pueblo Government Agencies F.C.U. Pueblo CO
C Valley Educators Credit Union Alamosa CO
C Cencap Federal Credit Union Hartford CT
C East End Baptist Tabernacle F.C.U. Bridgeport CT
C First Baptist Church (Stratford) FCU Stratford CT
C Healthcare Financial F.C.U. New Haven CT
C New Haven Police and Municipal C.U. New Haven CT
C New Haven Teachers F.C.U. New Haven CT
C Science Park Federal Credit Union New Haven CT
C Asbury Federal Credit Union Washington DC
B City First Bank N.A. Washington DC
C D C Fire Department F.C.U. Washington DC
C DC Federal Credit Union Washington DC
C Dept of Labor Federal Credit Union Washington DC
C District of Columbia Teachers FCU Washington DC
C Government Printing Office F.C.U. Washington DC
C Howard University Employees F.C.U. Washington DC
C Hud Federal Credit Union Washington DC
C IDB Global Federal C.U. Washington DC
B Industrial Bank N.A. Washington DC
C John Wesley Ame Zion Church F.C.U. Washington DC
C Lee Federal Credit Union Washington DC
C Mt Gilead Federal Credit Union Washington DC
C Mt. Airy Baptist Church F.C.U. Washington DC
C O.A.S. Staff Federal Credit Union Washington DC
C Paho/Who Federal Credit Union Washington DC
C Paramount Baptist Church F.C.U. Washington DC
C Phi Beta Sigma Federal Credit Union Washington DC
C Sargent Federal Credit Union Washington DC
C St. Gabriels Federal Credit Union Washington DC
C Washington Typographic F.C.U. Washington DC
C American Spirit F.C.U. Newark DE
C Stepping Stones Community F.C.U. Wilmington DE
B Anchor Bank Palm Beach Gardens FL
B Banesco USA Miami FL
C Baptist Health South Florida F.C.U. Miami FL
B Central Bank Tampa FL
C Compass Financial F.C.U. Doral FL
C Financial Access Federal C.U. Bradenton FL
C Florida A & M University F.C.U. Tallahassee FL
C Hialeah Municipal Employees F.C.U. Hialeah FL
B Interamerican Bank a FSB Miami FL
B International Finance Bank Miami FL
C Jetstream Federal Credit Union Miami Lakes FL
C Madison Education Assoc. C.U. Madison FL
C Miami Postal Service Credit Union Miami FL
B Ocean Bank Miami FL
B Plus International Bank Miami FL
B Sunstate Bank Miami FL
C Tropical Financial Credit Union Miramar FL
B U.S. Century Bank Miami FL
C Unity of Eatonville FCU Eatonville FL
C 1st Choice Credit Union Atlanta GA
C Big Bethel A.M.E. Church F.C.U. Atlanta GA
B Carver State Bank Savannah GA
B Citizens Trust Bank Atlanta GA
C Credit Union of Atlanta Atlanta GA
B Embassy National Bank Lawrenceville GA
C F A B Church Federal Credit Union Savannah GA
B First IC Bank Doraville GA
B Loyal Trust Bank Johns Creek GA
C Macon-Bibb Employees Credit Union Macon GA
B Metro City Bank Doraville GA
C Omega PSI PHI Fraternity F.C.U. Toccoa GA
C Platinum Federal Credit Union Duluth GA
B PromiseOne Bank Duluth GA
C Savannah Postal Credit Union Savannah GA
C Savannah Schools F.C.U. Savannah GA
C Savastate Teachers F.C.U. Savannah GA
C Stephens County Community F.C.U. Toccoa GA
B Touchmark National Bank Alpharetta GA
C United Neighborhood F.C.U. Augusta GA
C Valdosta Teachers F.C.U. Valdosta GA
B Anz Guam Inc Hagatna GU
B Bank of Guam Hagatna GU
B BankPacific Ltd. Hagatna GU
C Aloha Pacific Federal Credit Union Honolulu HI
C Big Island Federal Credit Union Hilo HI
C CU Hawaii Federal Credit Union Hilo HI
C EWA Federal Credit Union Ewa Beach HI
B Finance Factors Ltd. Honolulu HI
C Garden Island Federal Credit Union Lihue HI
C Gather Federal Credit Union Lihue HI
C Glover Federal Credit Union Honolulu HI
C Hamakua Federal Credit Union Pepeekeo HI
C Hawaii Central Federal Credit Union Honolulu HI
C Hawaii County Employees F.C.U. Hilo HI
C Hawaii Federal Credit Union Honolulu HI
C Hawaii First Federal Credit Union Kamuela HI
C Hawaii Law Enforcement F.C.U. Honolulu HI
B Hawaii National Bank Honolulu HI
C Hawaii Schools Federal Credit Union Honolulu HI
C Hawaii State Federal Credit Union Honolulu HI
C Hawaiian Electric Employees F.C.U. Honolulu HI
C Hawaiian Financial FCU Honolulu HI
C Hawaiiusa Federal Credit Union Honolulu HI
C Hickam Federal Credit Union Honolulu HI
C Honolulu Federal Credit Union Honolulu HI
C Hotel And Travel Industry F.C.U. Honolulu HI
C Kahuku Federal Credit Union Kahuku HI
C Kamehameha Federal Credit Union Honolulu HI
C Kauai Federal Credit Union Lihue HI
C Kauai Teachers Federal Credit Union Lihue HI
C Lanai Federal Credit Union Lanai City HI
C Local Union 1186 IBEW Honolulu HI
C Maui Teachers Federal Credit Union Wailuku HI
C McBryde Federal Credit Union Eleele HI
C Molokai Community F.C.U. Kaunakakai HI
C Oahu Federal Credit Union Honolulu HI
C Pearl Hawaii Federal Credit Union Waipahu HI
C Schofield Federal Credit Union Wahiawa HI
C University of Hawaii F.C.U. Honolulu HI
C Valley Isle Community F.C.U. Kahului HI
C Waialua Federal Credit Union Waialua HI
C Wailuku Federal Credit Union Kahului HI
B Pinnacle Bank Marshalltown IA
C 77th Street Depot F.C.U. Chicago IL
B American Metro Bank Chicago IL
C Berean Credit Union Chicago IL
C Bethel A.M.E. Church Credit Union Chicago IL
C C T A F C Federal Credit Union Chicago IL
C Chicago Avenue Garage F.C.U. Chicago IL
C Chicago Municipal Employees C.U. Chicago IL
B Citizens Bank of Chatsworth Chatsworth IL
C Community Federal Credit Union Chicago IL
C CTA South Federal Credit Union Chicago IL
C CTA-74th Street Depot FCU Chicago IL
C Ethicon Suture Credit Union Chicago IL
C Fellowship Baptist Church C.U. Chicago IL
C Gideon Federal Credit Union Waukegan IL
B GN Bank Chicago IL
C Imperial Credit Union Springfield IL
B International Bank of Chicago Chicago IL
C Israel Methcomm F.C.U. Chicago IL
C M.W.P.H. Grand Lodge of Illinois FCU Chicago IL
C Metropolitan Federal Credit Union Oak Park IL
B Millennium Bank Des Plaines IL
C Mt. Zion Credit Union Zion IL
C Northside L Federal Credit Union Broadview IL
C Park Manor Christian Church C.U. Chicago IL
C Pilgrim Baptist Credit Union Chicago IL
C Resurrection Lutheran F.C.U. Chicago IL
C Shiloh Englewood F.C.U. Chicago IL
C South Side Community F.C.U. Chicago IL
C St. Helena Parish Credit Union Chicago IL
C St. Mark Credit Union Chicago IL
C St. Martin De Porres Parish F.C.U. Chicago IL
C Trinity U.C.C. Federal Credit Union Chicago IL
C Unified Homeowners of IL F.C.U. Chicago IL
C United Credit Union Chicago IL
C Financial Health F.C.U. Indianapolis IN
C Gary Firefighters Association F.C.U. Gary IN
C Gary Municipal Employees F.C.U. Gary IN
C Gary Police Dept Employees F.C.U. Gary IN
C Mt Zion Indianapolis F.C.U. Indianapolis IN
C Profinance Federal Credit Union Merrillville IN
C Urban Beginnings Choice FCU Fort Wayne IN
B CBW Bank Weir KS
C A M E Church Federal Credit Union Baton Rouge LA
C Arabi Sugar Workers F.C.U. New Orleans LA
C Avenue Baptist Brotherhood F.C.U. Shreveport LA
C Bayou Community FCU Saint Gabriel LA
C Caddo Parish Teachers F.C.U. Shreveport LA
C Cogic Credit Union Lafayette LA
C Concordia Parish School Emp F.C.U. Ferriday LA
C East Baton Rouge Teachers F.C.U. Baton Rouge LA
C G G W Federal Credit Union New Orleans LA
C Graphic Arts Credit Union Shreveport LA
C Iberia Parish Federal Credit Union New Iberia LA
C Iberville Federal Credit Union Plaquemine LA
C Immaculate Heart of Mary C.U. Lafayette LA
C James Ward Jr. F.C.U. Jennings LA
B Liberty Bank and Trust Company New Orleans LA
C Northwest Louisiana F.C.U. Shreveport LA
C OnPath Federal Credit Union Metairie LA
C Orleans Parish Sheriff's C.U. New Orleans LA
C Postal Credit Union Baton Rouge LA
C Rapides Federal Credit Union Alexandria LA
C S E L H Federal Credit Union Mandeville LA
C S H P E Federal Credit Union Greensburg LA
C S T S P Federal Credit Union Lacombe LA
C Sewerage & Water Board Employees FCU New Orleans LA
C Southeast Louisiana Veterans Health FCU New Orleans LA
C Southern Teachers & Parents F.C.U. Baton Rouge LA
C St. Mary Parish School Employees F.C.U. Franklin LA
C T E A Federal Credit Union Houma LA
C Teamsters Local Union #270 New Orleans LA
C Total Community Action F.C.U. New Orleans LA
C Tulane/Loyola Federal Credit Union New Orleans LA
C U B C Southern Council Industria Wo Minden LA
C Union Federal Credit Union Farmerville LA
C W B R T Federal Credit Union Port Allen LA
C Washington Educational Assoc F.C.U. Franklinton LA
C Xavier University F.C.U. New Orleans LA
B Leader Bank N.A. Arlington MA
C Messiah Baptist-Jubilee F.C.U. Brockton MA
C New England Lee F.C.U. Boston MA
B OneUnited Bank Boston MA
C Andrews Federal Credit Union Suitland MD
C Capital Area Taiwanese F.C.U. Boyds MD
B Harbor Bank of Maryland Baltimore MD
C Korean Catholic F.C.U. Olney MD
C Mt. Jezreel Federal Credit Union Silver Spring MD
C Municipal E.C.U. of Baltimore Baltimore MD
C None Suffer Lack F.C.U. Suitland MD
C Prince George's Community F.C.U. Bowie MD
C Securityplus Federal Credit Union Baltimore MD
C Transit Employees F.C.U. Greenbelt MD
C W S S C Federal Credit Union Laurel MD
C A.B.D. Federal Credit Union Warren MI
B First Independence Bank Detroit MI
C I.M. Detroit District Credit Union Detroit MI
C New Rising Star F.C.U. Detroit MI
C One Detroit Credit Union Detroit MI
C Southeast Michigan State Employees FCU Southfield MI
C Tandem Federal Credit Union Warren MI
C Carpenters Federal Credit Union Saint Paul MN
C Transit Operations F.C.U. Minneapolis MN
B Woodlands National Bank Hinckley MN
C Holy Rosary Credit Union Kansas City MO
C Kansas City Credit Union Kansas City MO
C KC Unidos Federal Credit Union Kansas City MO
B People's Bank of Seneca Seneca MO
C St. Louis Community Credit Union Saint Louis MO
C WeDevelopment Federal Cedit Union Kansas City MO
C West Side Baptist Church F.C.U. Saint Louis MO
C Choctaw Federal Credit Union Choctaw MS
C Citizens Choice F.C.U. Natchez MS
C Community Partners FCU Newton MS
C First Unity Federal Credit Union McComb MS
C Forrest County Teachers F.C.U. Hattiesburg MS
B Grand Bank for Savings FSB Hattiesburg MS
C Healthplus Federal Credit Union Jackson MS
C Hope Federal Credit Union Jackson MS
C Issaquena County F.C.U. Mayersville MS
C Jackson Area Federal Credit Union Jackson MS
C JPFCE Federal Credit Union Jackson MS
C Meridian Mutual F.C.U. Meridian MS
C Mississippi Public Employees C.U. Jackson MS
C Natchez Educators Federal C.U. Natchez MS
C Shelby/Bolivar County F.C.U. Boyle MS
B Eagle Bank Polson MT
C Wolf Point Federal Credit Union Wolf Point MT
C Greater Kinston Credit Union Kinston NC
C Latino Community Credit Union Durham NC
B Lumbee Guaranty Bank Pembroke NC
B Mechanics & Farmers Bank Durham NC
C Mount Vernon Baptist Church C.U. Durham NC
C Self-Help Credit Union Durham NC
C Self-Help Federal Credit Union Durham NC
C Shaw University F.C.U. Raleigh NC
B Turtle Mountain State Bank Belcourt ND
C 1st Bergen Federal Credit Union Hackensack NJ
C Bergen Division F.C.U. Toms River NJ
C Division 819 Transit Employees C.U. Irvington NJ
C Essex County Teachers F.C.U. Bloomfield NJ
C Fort Dix Federal Credit Union Joint Base Mdl NJ
C Goya Foods Employees F.C.U. Jersey City NJ
C Heard A.M.E. Federal Credit Union Roselle NJ
C Israel Memorial A M E F.C.U. Newark NJ
B KEB Hana Bank USA N.A. Fort Lee NJ
C Liberty Savings F.C.U. Jersey City NJ
C Local 1233 Federal Credit Union Newark NJ
C MAUN Federal Credit Union Kendall Park NJ
C Mercer County Improvement Authority Hamilton NJ
C Messiah Baptist Church F.C.U. East Orange NJ
C N.J.T. Employees F.C.U. Waldwick NJ
C Nestle (Freehold) Employees F.C.U. Freehold NJ
C New Community Federal Credit Union Newark NJ
B New Millennium Bank Fort Lee NJ
C Newark Post Office Employees C.U. Newark NJ
C North Jersey Federal Credit Union Totowa NJ
C Ocnac #1 Federal Credit Union Jersey City NJ
C Passaic Police Federal Credit Union Passaic NJ
C Plainfield Police & Firemen's FCU Plainfield NJ
C United Cities Credit Union Newark NJ
B Centinel Bank of Taos Taos NM
B Community 1st Bank Las Vegas Las Vegas NM
C Cuba Credit Union Cuba NM
C Fort Bayard Federal Credit Union Santa Clara NM
C Four Corners Federal Credit Union Kirtland NM
C Guadalupe Credit Union Santa Fe NM
C Northern New Mexico School E.C.U. Santa Fe NM
C Questa Credit Union Questa NM
C Railroad Employees Credit Union Belen NM
C Rincones Presbyterian Credit Union Chacon NM
C Rio Grande Credit Union Albuquerque NM
C Southwest Federal Credit Union Albuquerque NM
C State Employees Credit Union Santa Fe NM
C Telco Roswell New Mexico F.C.U. Roswell NM
C Zia Credit Union Los Alamos NM
C 1199 Seiu Federal Credit Union New York NY
B Abacus Federal Savings Bank New York NY
C Abyssinian Baptist Church F.C.U. New York City NY
B Amerasia Bank Flushing NY
C B.S. and C.P. Hospitals E.F.C.U. Bronx NY
C Berea Federal Credit Union Brooklyn NY
C Beulah Federal Credit Union Brooklyn NY
C Brooklyn Cooperative F.C.U. Brooklyn NY
C Bykota Federal Credit Union Brooklyn NY
B Carver Federal Savings Bank New York NY
C Church of The Master F.C.U. New York NY
C Concord Federal Credit Union Brooklyn NY
B Eastbank N.A. New York NY
C Empirt 207 Federal Credit Union New York NY
C Everest Federal Credit Union Jackson Heights NY
C Far Rockaway Postal F.C.U. Far Rockaway NY
C Fidelis Federal Credit Union New York NY
C First Baptist Church F.C.U. East Elmhurst NY
B Global Bank New York NY
C Greater Centennial F.C.U. Mount Vernon NY
C Korean American Catholics F.C.U. Flushing NY
C Lower East Side People's F.C.U. New York NY
C Mount Vernon NY Postal Employees FCU Mount Vernon NY
C Municipal Credit Union New York NY
C N.U.L. Federal Credit Union New York NY
C Neighborhood Trust F.C.U. New York NY
C New Covenant Dominion F.C.U. Bronx NY
C New York University F.C.U. New York NY
B NewBank Flushing NY
C Paul Quinn Federal Credit Union Jamaica NY
B Piermont Bank New York NY
B Ponce Bank Bronx NY
B Popular Bank New York NY
C Rockland Employees F.C.U. Spring Valley NY
C Saint John A M E Federal C.U. Niagara Falls NY
C Seneca Nation of Indians F.C.U. Irving NY
B Shinhan Bank America New York NY
C Sing Sing Employees F.C.U. Ossining NY
C Southern Baptist Church of New York New York NY
C SPC Brooklyn Federal Credit Union Brooklyn NY
C St. John United F.C.U. Buffalo NY
C St. Philip's Church F.C.U. New York NY
C Syracuse Cooperative F.C.U. Syracuse NY
C Transfiguration Parish F.C.U. Brooklyn NY
C Transit Authority Division B F.C.U. New York NY
C Transit Federal Credit Union Valley Stream NY
C Union Baptist Greenburgh F.C.U. White Plains NY
C Union Congregational F.C.U. New York NY
B United Orient Bank New York NY
C Urban Upbound F.C.U. Long Island City NY
C Varick Memorial F.C.U. Uniondale NY
C White Plains P O Employees F.C.U. White Plains NY
B Woori America Bank New York NY
C Yonkers Postal Employees C.U. Yonkers NY
B Adelphi Bank Columbus OH
C Children's Medical Center F.C.U. Cincinnati OH
C Cleveland Church of Christ F.C.U. Cleveland OH
C Greater Cleveland Community C.U. Cleveland OH
C Mahoning Valley Federal C.U. Youngstown OH
C Mt Zion Woodlawn F.C.U. Cincinnati OH
C Nueva Esperanza Community C.U. Toledo OH
C Steel Valley Federal Credit Union Cleveland OH
C Toledo Metro Federal Credit Union Toledo OH
C Toledo Urban Federal Credit Union Toledo OH
B AllNations Bank Calumet OK
B Bank of Grand Lake Grove OK
B Carson Community Bank Stilwell OK
B Chickasaw Community Bank Oklahoma City OK
B F&M Bank Edmond OK
B First National Bank and Trust Company Shawnee OK
B First Security Bank and Trust Company Oklahoma City OK
B FirstBank Antlers OK
C Focus Federal Credit Union Oklahoma City OK
B Gateway First Bank Jenks OK
B Local Bank Hulbert OK
C Morning Star Federal Credit Union Tulsa OK
C Otoe-Missouria Federal Credit Union Red Rock OK
B Pauls Valley National Bank Pauls Valley OK
B Security State Bank of Oklahoma Wewoka OK
C Teachers Credit Union Oklahoma City OK
B Asian Bank Philadelphia PA
C Community First Fund Federal C.U. Lancaster PA
C Hill District Federal Credit Union Pittsburgh PA
C Holy Trinity Baptist F.C.U. Philadelphia PA
C M.A.B.C. Federal Credit Union Philadelphia PA
C Morning Star Baptist F.C.U. Clairton PA
C Mount Carmel Baptist F.C.U. Philadelphia PA
C New Life Federal Credit Union Philadelphia PA
B Noah Bank Elkins Park PA
C Paper Converters Local 286/1034 FCU Philadelphia PA
C Pinn Memorial Federal Credit Union Philadelphia PA
C S I Philadelphia F.C.U. Philadelphia PA
B Tioga-Franklin Savings Bank Philadelphia PA
C Transit Workers F.C.U. Philadelphia PA
C Trouvaille Federal Credit Union Philadelphia PA
B United Bank of Philadelphia Philadelphia PA
C Wayland Temple Baptist F.C.U. Philadelphia PA
C White Rock Federal Credit Union Philadelphia PA
B Banco Popular de Puerto Rico San Juan PR
C Caribe Federal Credit Union San Juan PR
B FirstBank Puerto Rico San Juan PR
B Oriental Bank San Juan PR
C Puerto Rico Employee Groups FCU San Juan PR
C Puerto Rico Federal Credit Union Caparra PR
C Universal Coop Federal Credit Union Rio Grande PR
C VAPR Federal Credit Union San Juan PR
C Berkeley Community F.C.U. Moncks Corner SC
C Brookland Federal Credit Union West Columbia SC
C Carolina Foothills F.C.U. Spartanburg SC
C Edisto Federal Credit Union Orangeburg SC
B Optus Bank Columbia SC
C Palmetto Health Credit Union Columbia SC
C Pee Dee Federal Credit Union Florence SC
C Trinity Baptist Church F.C.U. Florence SC
C Lakota Federal Credit Union Kyle SD
C Sisseton-Wahpeton F.C.U. Agency Village SD
B Citizens Savings Bank and Trust Company Nashville TN
C Memphis Municipal Employees F.C.U. Memphis TN
C Metropolitan Teachers Credit Union Nashville TN
C Olivet Baptist Credit Union Cordova TN
C Smart Choice Credit Union Cleveland TN
C TSU Federal Credit Union Nashville TN
C Alamo City Credit Union San Antonio TX
C Alpine Community Credit Union Alpine TX
C America's Credit Union Garland TX
B American Bank N.A. Dallas TX
B American First National Bank Houston TX
C Baker Hughes Federal Credit Union Houston TX
B Bank of South Texas McAllen TX
C Beaumont Community Credit Union Beaumont TX
C Border Federal Credit Union Del Rio TX
C Brentwood Baptist Church F.C.U. Houston TX
C Brownsville City Employees F.C.U. Brownsville TX
C Caprock Federal Credit Union Lamesa TX
B Citizens State Bank Roma TX
C City Credit Union Dallas TX
C City Federal Credit Union Amarillo TX
C Coastal Community F.C.U. Galveston TX
C Coastlife Credit Union Corpus Christi TX
B Commerce Bank Laredo TX
C Corpus Christi Postal E.C.U. Corpus Christi TX
C Corpus Christi S.P. Credit Union Corpus Christi TX
C Covenant Savings F.C.U. Killeen TX
C Cowboy Country Federal Credit Union Premont TX
C Edinburg Teachers Credit Union Edinburg TX
C Empowerment Cmnty Development FCU Houston TX
C Evolve Federal Credit Union El Paso TX
C Faith Cooperative F.C.U. Dallas TX
B Falcon International Bank Laredo TX
B First State Bank Shallowater TX
B First State Bank Abernathy TX
C Firstlight Federal Credit Union El Paso TX
B Freedom Bank Alamo TX
C Frio County Federal Credit Union Pearsall TX
C Friona Texas Federal Credit Union Friona TX
C Galveston School Employees F.C.U. Galveston TX
C GECU El Paso TX
C Generations Community F.C.U. San Antonio TX
B Golden Bank N.A. Houston TX
C Grand Prairie Credit Union Grand Prairie TX
C Gulf Coast Federal Credit Union Corpus Christi TX
C Heart O' Texas Federal Credit Union Waco TX
C Highway District 21 F.C.U. McAllen TX
B International Bank of Commerce Laredo TX
B International Bank of Commerce Brownsville TX
B International Bank of Commerce Zapata TX
C Jafari No-interest Credit Union Houston TX
C La Joya Area Federal Credit Union La Joya TX
C Laredo Federal Credit Union Laredo TX
C Laredo Fire Department F.C.U. Laredo TX
C Libertyone Credit Union Arlington TX
C Light Commerce Credit Union Houston TX
B Lone Star National Bank Pharr TX
C Met Tran Federal Credit Union Houston TX
C Mount Olive Baptist Church F.C.U. Arlington TX
C Mountain Star Federal Credit Union El Paso TX
C MTCU Credit Union Midland TX
C Naft Federal Credit Union Pharr TX
C NCE Credit Union Corpus Christi TX
C Nizari Progressive F.C.U. Sugar Land TX
C Oak Cliff Christian F.C.U. Dallas TX
B One World Bank Dallas TX
C Our Mother of Mercy Parish Houston FCU Houston TX
C Pear Orchard Federal Credit Union Beaumont TX
C Pilgrim CUCC Federal Credit Union Houston TX
C Pioneer Mutual F.C.U. Sugar Land TX
C Port Arthur Teachers F.C.U. Port Arthur TX
C Port of Houston Warehouse F.C.U. Houston TX
C Primeway Federal Credit Union Houston TX
C Priority Trust Credit Union Houston TX
C Raiz Federal Credit Union El Paso TX
C Rally Credit Union Corpus Christi TX
C Redeemer Federal Credit Union Greenville TX
C Reeves County Teachers Credit Union Pecos TX
C Resource One Credit Union Dallas TX
B Rio Bank McAllen TX
C River City Federal Credit Union San Antonio TX
C Rocket Federal Credit Union McGregor TX
C Security First Federal Credit Union McAllen TX
C Select Federal Credit Union San Antonio TX
C South Texas Federal Credit Union McAllen TX
C South Texas Regional F.C.U. Laredo TX
C Southwest Heritage Credit Union Odessa TX
B Southwestern National Bank Houston TX
C SP Trainmen Federal Credit Union Houston TX
B Spectra Bank Fort Worth TX
C Star Financial Credit Union Corpus Christi TX
C Star of Texas Credit Union Austin TX
C Starr County Teachers F.C.U. Rio Grande City TX
B State Bank of Texas Dallas TX
C Team Financial Federal Credit Union Houston TX
C Tex Mex Credit Union Laredo TX
C Texas Bridge Credit Union Corpus Christi TX
C Texas Community Federal C.U. Kingsville TX
C Texas Lee Federal Credit Union Houston TX
B Texas National Bank Mercedes TX
B Unity National Bank of Houston Houston TX
C Valley Federal Credit Union Brownsville TX
C Valwood Park Federal Credit Union Carrollton TX
C Waconized Federal Credit Union Waco TX
B Wallis Bank Wallis TX
C West Texas Credit Union Odessa TX
B Zapata National Bank Zapata TX
C National J. A. C. L. Credit Union Salt Lake City UT
C Brunswick County Teachers F.C.U. Lawrenceville VA
C Democracy Federal Credit Union Alexandria VA
C First Baptist Church of Vienna (Va) Vienna VA
C Glamorgan Employees F.C.U. Lynchburg VA
C Halifax County Community F.C.U. South Boston VA
C High Street Baptist Church F.C.U. Roanoke VA
C Metropolitan Church F.C.U. Suffolk VA
C Mount Pleasant Baptist Church FCU Alexandria VA
C Petersburg Fed Ref Credit Union Inc Hopewell VA
C Planters Federal Credit Union Suffolk VA
C Port of Hampton Roads Ila F.C.U. Norfolk VA
C Richmond Heritage F.C.U. Richmond VA
C Transportation Federal Credit Union Alexandria VA
C URW Community Federal Credit Union Danville VA
C Virginia State University F.C.U. South Chesterfield VA
C Christiansted Federal Credit Union Christiansted VI
C Frederiksted Federal Credit Union Frederiksted VI
C Mid-Island Federal Credit Union Christiansted VI
C St. Thomas Federal Credit Union Charlotte Amalie VI
C Vitelco Employees F.C.U. Charlotte Amalie VI
B UniBank Lynnwood WA
B Bay Bank Green Bay WI
B Columbia Savings and Loan Association Milwaukee WI
C Holy Redeemer Community of Se Wis. Milwaukee WI
C LCO Federal Credit Union Hayward WI
C West Virginia State Convention C.U. Hilltop WV