Month: September 2021

Community Banks Critical for Small Businesses

According to the Federal Reserve’s 2021 Small Business Credit Survey, 48% of Paycheck Protection Program (PPP) applicants went to community banks for funding while only 43% went to Big Banks. What’s more, 78% of those that applied at community banks…

C.U. Star-Ratings Updated with Q2 Data

All bank and Credit Union star-ratings have been updated on our website based on Q2 financial data. While we have spent the past two weeks digging deeper into the results for banks, this week we shift our attention towards federally-insured…

We Analyze Banks & Credit Unions ...very carefully

U.S. Consumers Bullish on Borrowing

Coral Gables, Florida, September 15, 2021 Coral Gables, FL: BauerFinancial, Inc., the nation’s premier Bank and Credit Union rating firm, has completed its analysis of second quarter 2021 data. All star-ratings are now updated at bauerfinancial.com to reflect the changes.…

Loan Balances Grow for 1st Time Since Last June

After a year of belt-tightening, loan balances at our nation’s banks grew slightly ($33.2 billion or 0.3%) during the second quarter of 2021. In spite of banks’ eagerness to lend, loan balances remain well below (1.2%) the levels of the…

Deposit Growth Slows, Doesn’t Stop

Deposits continue to climb at our nation’s banks, but the growth has slowed considerably since the early days of the pandemic. Deposit growth in the first and second quarters of 2020 was 7½% or better whereas second quarter of 2021…

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