The commercial loan sector is one that continues to make news for all of the wrong reasons. A list of 51 banks is provided in this week’s issue of Jumbo Rate News that are each showing signs of stress in…
Category: Commercial Real Estate
Commercial Real Estate Watch
It doesn’t matter if you are talking about residential or commercial, ask any realtor what the three most important aspects of real estate are, and the answer will surely be, “location, location, location”. Today, we are going to be looking…
The Wheels on the Bus Go Round and …
Six months ago (JRN 39:42) we warned that commercial loans were spooking some banks and noted that, if the Federal Reserve decided to boost the Fed Funds another 75 basis points at its November 2nd meeting, things were going to…
BOLO: Cracks in CRE Lending
As our analysts scour newly released second quarter bank data, they will have a keen eye out for signs of stress (as always). One thing in particular that Bauer is carefully watching right now is Commercial Real Estate (CRE). Shopping…
Community Banks Steeped in Commercial Loans
Last week we reported on U.S. banks with robust Commercial & Industrial (C&I) loan growth during calendar 2021. In spite of the winding down of the Paycheck Protection Program (PPP), we found 51 established C&I lenders with at least 35%…
Signs of Life in C&I Lending, Will it Last?
We saw a glimmer of hope in the fourth quarter ’21 data that perhaps a resurgence of commercial and industrial (C&I) loan demand was on its way. Nearly a third of all U.S. banks increased their C&I loan portfolios during…
Listening Carefully for the Other Shoe to Drop
If we’ve learned anything in the past year and a half, it’s that nothing is foolproof. Nor is anything 100% predictable. In much the same way that New York cabbies (and the institutions that financed them) had to deal with…
Lending a Helping Hand, Sometimes Means Lending.
Loan volumes at the nation’s community banks grew over 10% during 2020. And that’s no coincidence. With help from the Government’s Paycheck Protection Plan (PPP) Program, Commercial & Industrial (C&I) Loans accounted for more than two-thirds of that growth. But…
Two Days, Two Divergent Opinions, Who’s Right?
On Monday, March 15th, The Wall Street Journal ran a very upbeat article entitled, “U.S. Banks Will Turn Last Year’s Fear Into This Year’s Profits”. The article opines that the tens of billions of dollars that were set aside by…
Nation’s Banks, CUs Standing Strong, So Far
Coral Gables, Florida, March 17, 2021 Coral Gables, FL: BAUERFINANCIAL, Inc., the nation’s premier Bank and Credit Union rating firm, remains cautiously optimistic about the condition of our nation’s banks and credit unions. Net income was down in 2020 as…