Category: Credit Unions

Problematic CUs at Highest Level Since 2014

Federally-Insured Credit Unions rated 2-Stars or below, and therefore relegated to Bauer’s Troubled and Problematic Credit Union Report (T&P), are climbing, slowly but surely. Currently at 150 (out of 4,853), that may not seem like a lot. But, it has…

All New Credit Union Star-Ratings this Week

Loans at our nation’s federally-insured credit unions grew by $194 billion (or 16.2%) over the 12 month period ending June 30, 2022. That marks the largest increase in at least 20 years. Provisions for potential losses on those were bolstered…

Credit Union Industry’s Growing Footprint

As the nation’s banking industry continues to contract, losing more than 3,000 branch offices in the 12 month period ending March 31, 2022 (JRN 39:27), credit unions are growing their presence, albeit slowly. During the same 12 month period, federally-insured…

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Banks Prepare for Economic Downturn

Coral Gables, Florida, June 22, 2022: BauerFinancial, Inc., the nation’s premier Bank and Credit Union rating firm, reports that net income at our nation’s banks dropped over 22% from a year ago. This, as banks find the need to bulk…

All New Credit Union Data Now Available

The Federal Reserve boosted short-term interest rates by three-quarters of a percent on Wednesday. That completes the removal of the 1.5% easing of credit (March 2020) intended to “stimulate” the economy during the Covid-19 shutdown. The target Fed Funds rate…

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Some CUs Bank on Bank Deals, Most Don’t

On May 12th, 5-Star DFCU Financial, a $6.456 billion credit union headquartered in Dearborn, MI, announced it will enter the Florida market with the purchase of 4-Star First Citrus Bank, Tampa. First Citrus Bank has $660 million in assets and…

CU Expansion to Serve the Underserved

Community credit unions typically must serve a well-defined community, neighborhood or rural district, but there are exceptions. One such exception is for “underserved” areas. A federal credit union may be allowed to expand outside its defined area if the target…

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Credit Unions Help Member Businesses Thrive

Two years ago (JRN 36:15), we predicted that Credit Union net member business loans would see more robust growth than the paltry 1.9% the industry reported in 2018. Of course we had no way of knowing at that time that…

Minority Credit Unions Falling Behind the Curve

The number of federally-insured credit unions that are rated 1-Star or below and/or are less than “Adequately” capitalized by regulatory standards grew 36% in the twelve month period ending June 30, 2021 (from 53 to 72). What’s more, Minority-Owned Credit…

C.U. Star-Ratings Updated with Q2 Data

All bank and Credit Union star-ratings have been updated on our website based on Q2 financial data. While we have spent the past two weeks digging deeper into the results for banks, this week we shift our attention towards federally-insured…

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Category: Credit Unions

Problematic CUs at Highest Level Since 2014

All New Credit Union Star-Ratings this Week

Credit Union Industry’s Growing Footprint

Banks Prepare for Economic Downturn

All New Credit Union Data Now Available

Some CUs Bank on Bank Deals, Most Don’t

CU Expansion to Serve the Underserved

Credit Unions Help Member Businesses Thrive

Minority Credit Unions Falling Behind the Curve

C.U. Star-Ratings Updated with Q2 Data

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Category: Credit Unions

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