Category: Troubled Banks

Image of a home with an arrow indicating rising mortgage rates

Residential Real Estate Woes, It’s Déjà vu Again

Residential mortgage loans grew by 9.6% ($214 billion) at the nation’s banks during the 12 months ending September 30, 2022. In addition, the quality of these single family mortgage loans improved significantly over the year. The non-current rate for 1-4…

All New Bank Star-Ratings this Week

All bank star-ratings have now been updated in Jumbo Rate News and on our website. As a result, a number of banks changed categories in the newsletter and, more importantly, several banks have been dropped from our rate pages based…

Community Banks Steeped in Commercial Loans

Last week we reported on U.S. banks with robust Commercial & Industrial (C&I) loan growth during calendar 2021. In spite of the winding down of the Paycheck Protection Program (PPP), we found 51 established C&I lenders with at least 35%…

Loan Balances Grow for 1st Time Since Last June

After a year of belt-tightening, loan balances at our nation’s banks grew slightly ($33.2 billion or 0.3%) during the second quarter of 2021. In spite of banks’ eagerness to lend, loan balances remain well below (1.2%) the levels of the…

New Credit Union Star Ratings Now Available

All Bank Ratings Now as of June 30, 2021 Data

All bank star-ratings are now updated in Jumbo Rate News and on our website (bauerfinancial.com); credit union star ratings and reports will be updated in early September. We are pleasantly surprised at how well our Nation’s banks are holding up…

Image of a house tipping over onto a dollar sign

Mortgage Performance Declines

A recent report by the Office of the Comptroller of the Currency (OCC) grabbed our attention with this headline. Then we realized, it was comparing mortgage performance to a year ago (Q1’20 i.e. pre-pandemic). While we did see a spike…

We Analyze Banks & Credit Unions ...very carefully

Credit Loss Expectations Brighten

Coral Gables, Florida, June 16, 2021 Coral Gables, FL: BAUERFINANCIAL, Inc., the nation’s premier Bank and Credit Union rating firm, is pleased to report that the majority of U.S. banks have been able to reverse loan loss provisions as the…

All New Credit Union Ratings Q1’2021 Data

All credit union star-ratings are now updated on our website, bauerfinancial.com, based on March 31, 2021 financial data. While the majority of federally-insured credit unions maneuvered their way nicely through the trials of the past year, there were some that…

All Bank Ratings Now as of March 31, 2021 Data

The U.S. banking industry has readjusted its expectations of future credit losses, for the better. That was evident in the FDIC’s Quarterly Banking Profile (QBP) for March 31, 2021 data, which shows an aggregate negative provision expense of $14.5 billion.…

Man carrying a bag bank of cash to a bank

New Brokered Deposit Rules, Let’s Break it Down

In observance of the Easter Holiday, Jumbo Rate News will not be published next week, April 5th. While we are on hiatus though, a new brokered deposit rule will go into effect (April 1st, to be exact). While we don’t…

Shopping cart

Category: Troubled Banks

Residential Real Estate Woes, It’s Déjà vu Again

All New Bank Star-Ratings this Week

Community Banks Steeped in Commercial Loans

Loan Balances Grow for 1st Time Since Last June

All Bank Ratings Now as of June 30, 2021 Data

Mortgage Performance Declines

Credit Loss Expectations Brighten

All New Credit Union Ratings Q1’2021 Data

All Bank Ratings Now as of March 31, 2021 Data

New Brokered Deposit Rules, Let’s Break it Down

Stay Informed

Introduction

Category: Troubled Banks

Stay Informed