We have new bank ratings this week! This week’s post discusses two other topics as well: De novo banks, or lack thereof, this year; and Increases in delinquent loans. We also commend banks that are keeping their loans in pristine…
Paycheck Protection Program Winding Down
It has been almost five and a half years since the first round of Paycheck Protection Plan (PPP) loans began rolling out. In this week’s post, we are looking at which banks and credit unions still have PPP loans on their…
Bank Merger Activity is Heating Up
2025 is turning out to be a very active year for bank combinations. In less than 7 months, we lost 79 banks to mergers and acquisitions. The second half of the year looks to be even busier. On page 5…
U.S. Banks Bolstering Loan Loss Reserves
The image above depicts the growth in loans, loan loss reserves, and problem loans at our nation’s banks during the 12 month period ended March 31, 2025. Noncurrent loans grew more than three times the rate of both total loans…