U.S. consumers are making great strides in reigning in their collective debt. This was evidenced by a 5.1% decrease in consumer loans during the 12 month period that ended June 30, 2025. The credit card portion of those loans is…
Home Sweet Home Loans to Watch
As interest rates go down, home sales will undoubtedly go up. While most banks are handling their mortgage loans very well, there are always exceptions. Bauer is closely watching for any cracks in both residential real estate loan concentration and…
Are Your Deposits Fully Insured?
Not all banks are required to estimate the uninsured deposits they hold, but those that are reported a total amount of all uninsured estimates exceeding $7.5 trillion at June 30, 2025. The majority of banks reporting uninsured deposits are well…