During 2024 and 2025, the U.S. lost close to 1,500 bank branches (net). As bigger banks merge and shutter offices, community banks are stepping in to fill the void they leave behind. When acquired branches are closed due to close…
Loan Quality not Holding Steady at all Banks
According to the FDIC’s Quarterly Banking Profile, U.S. banks held their past due and nonaccrual loans steady during the third quarter 2025. But, that is as a group. Not all U.S. banks are faring as well with loan performance. Today we…
Where Did That Bank Go?
Mergers & Acquisitions Dominated Banking in 2025
Welcome to 2026. In this issue, the first of Volume 43 (yes, we have been doing this since 1983), we have provided a rundown of some of 2025’s largest and most interesting bank combinations. The consolidation trend is in full…