Category: Jumbo Rate News | Page 25

Commercial Real Estate Under the Spotlight

In the current environment of high unemployment and moratoriums on foreclosures and evictions, we will be delving deeply into the aspects of Commercial Real Estate (CRE). CRE loans are comprised of multifamily (five or more) residential real estate, office buildings,…

Deposits Increase at Record Pace

Total deposits in U.S. banks increased 8.5% ($1.2 Trillion) during the first quarter of 2020 and 13.3% for the 12 month period. With interest rates near zero, and much of the influx coming from PPP loans, which by nature will…

Credit Union Data and Ratings are (finally) Out

The NCUA told us we wouldn’t be able to get the full first quarter credit union file until the first week of July. Sadly, they were right, but we have been working day and night for several days to get…

73 5-Star Community Banks Add Branches in 2nd Qtr 2020

The current environment has put a big damper on mergers and acquisitions and put cost-cutting measures on the front burner. And it comes as no surprise that some banks are taking the opportunity to shutter branches. 4-Star Park National Bank,…

Paycheck Protection Program (PPP) Round 2

With constantly changing rules and rising fear that the loans may not be forgiven, the stampede for Paycheck Protection Program Loans (PPP) money slowed to a trot. Phase 1 dollars were all tapped in less than weeks; as of June…

Banks Report Lowest Net Income in a Decade

First quarter 2020 net operating income at the nation’s banks was $43.1 billion lower than a year ago. That’s a 71.6% drop, and the lowest number we’ve seen since the last recession. Some of that decrease can be attributed to…

Industrial Banks Stage a Comeback

Industrial Banks or Industrial Loan Companies (ILCs) are state-chartered, FDIC-insured depository institutions subject to the same regulations as other bank charter types. Only a handful of states allow the charter. Utah in particular, has always been very open to the…

Category: Jumbo Rate News (page 25)

Commercial Real Estate Under the Spotlight

Deposits Increase at Record Pace

Credit Union Data and Ratings are (finally) Out

73 5-Star Community Banks Add Branches in 2nd Qtr 2020

Paycheck Protection Program (PPP) Round 2

Banks Report Lowest Net Income in a Decade

Industrial Banks Stage a Comeback

New Bank Star-Ratings and a Gaping CBLR Hole

CRA was Now or Never for Joseph Otting

Otting CRA: Now or Never

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