CRA: Too Important to Rush, Too Important to Wait Federal bank regulators have been attempting to overhaul the 1977 Community Reinvestment Act (CRA) for a couple of years now. Since becoming law in 1977, CRA has been the impetus for…
CRA: Too Important to Rush, Too Important to Wait
CRA: Too Important to Rush, Too Important to Wait Federal bank regulators have been attempting to overhaul the 1977 Community Reinvestment Act (CRA) for a couple of years now. Since becoming law in 1977, CRA has been the impetus for…
CRE: the Next Problem
Commercial Real Estate: the Next Challenge? After considerable contraction after the 2008 crisis, Commercial Real Estate (CRE) lending began growing again in earnest in 2013, then began to slow down again in 2015. It continued to slow until 2019.…
Commercial Real Estate: the Next Challenge?
Commercial Real Estate: the Next Challenge? After considerable contraction after the 2008 crisis, Commercial Real Estate (CRE) lending began growing again in earnest in 2013, then began to slow down again in 2015. It continued to slow until 2019.…
Community Bank Asset Growth
Community Bank Assets Continue to Grow We ended calendar 2019 on a positive note, with a list of 50 community banks with large volumes of time deposits on their books. It wasn’t just time deposits that were up, though. Total…
Community Bank Assets Continue to Grow
Community Bank Assets Continue to Grow We ended calendar 2019 on a positive note, with a list of 50 community banks with large volumes of time deposits on their books. It wasn’t just time deposits that were up, though. Total…
Bank Branches Left When Needed the Most
Bank Branches Left When Needed the Most Almost half of counties across the country gained, or at least maintained, the number of branches operating there between 2012 and 2017. Sound positive? It’s not. That means that over half of U.S.…
Branches Left When Needed Most
Bank Branches Left When Needed the Most Almost half of counties across the country gained, or at least maintained, the number of branches operating there between 2012 and 2017. Sound positive? It’s not. That means that over half of U.S.…
What a Difference a Decade Makes
What a Difference a Decade Makes As we approach the end of this year, and the end of another decade, we’d like to reflect on some of the biggest changes we’ve seen over the past ten years. Ten years ago,…
New Bank & Credit Union Star-Ratings
New Bank & Credit Union Star-Ratings; What a Difference a Decade Makes December 18, 2019: BauerFinancial, Inc., Coral Gables, FL, the nation’s leading independent bank and credit union rating firm, is pleased to announce that new ratings, based on September…