While the majority of business or commercial lending in the U.S. is done by banks, credit unions have been an important supplier of business credit to members who perhaps would not have received it elsewhere. This became particularly evident during…
One Size Fits All Forces Banks to Merge
The question is one we have been asking for ten years, and we are far from alone: Why are small, community banks treated the same as Too Big to Fail Mega-Banks? Almost everyone seems to agree that a one size…
How Does Your Bank or Credit Union Rate?
March 19, 2018: BAUERFINANCIAL, Inc., Coral Gables, FL, the nation’s leading independent bank and credit union rating firm has newly released bank and credit union star-ratings (based on 12/31/2017 financial data). Star-ratings are assigned on a scale of zero to five-stars with…
All New BANK Star-Ratings This Week
Bank star-ratings are now all based on December 31, 2017 financial data. As a result, several banks are in new categories and three have re-qualified for listing. They are all listed on page 2. In addition…
From Consumer Debt to Consumer Debt Traps
While the Eastern seaboard was being pummeled by Winter Storm Grayson, we were reflecting on the happenings of 2017.
January: A willingness to spend and put things on credit showed an increased confidence in both the recovery…
Georgia Banks Still Struggling; as are Wyoming and New Jersey CUs. See How the Institutions in Your State Fare.
December 19, 2017: New bank and credit union star-ratings are now available from BAUERFINANCIAL, Inc., Coral Gables, FL, the nation’s leading independent bank and credit union rating firm. Star-ratings are assigned on a scale of zero to five-stars with five…
Failed Credit Union had $2 Million in Uninsured Deposits
October 5, 2017: On Monday, October 2, 2017, Zero-Star Shreveport Federal Credit Union, Louisiana failed, but there’s more to this story. Six months earlier, the National Credit Union Administration (NCUA) placed Shreveport FCU into conservatorship (April 13, 2017). BauerFinancial immediately…
Most Financial Institutions Well-Rated by BauerFinancial …But Not All.
September 27, 2017: New bank and credit union star-ratings are now available from BAUERFINANCIAL, Inc., Coral Gables, FL, the nation’s leading independent bank and credit union rating firm. Star-ratings are assigned on a scale of zero to five-stars with five…
New Star-Ratings on all U.S. Banks and Credit Unions Now Available at BauerFinancial.com
June 15, 2017: New bank and credit union star-ratings are now available from BAUERFINANCIAL, Inc., Coral Gables, FL, the nation’s leading independent bank rating firm. Star-ratings are assigned on a scale of zero to five-stars with five being the strongest…
A Timeline of Important Banking Regulation
May 10, 2017: BAUERFINANCIAL, Inc., Coral Gables, FL, the nation’s leading independent bank and credit union rating firm, compares two banking bills currently working their way through Congress. One was introduced in the House of Representatives last September and passed…